DLocal Limited DLO

14.08 0.20 1.44% as of 25 Sep
Market cap
$3.9B
P/E
20.1×
Growth Flags show if company had growth for consecutive years,
Insider Buys alert about insiders buying in the last 12 month

Insider Decisions

Total buys 0.24
Total sells 16.23
in millions of $
Nov 25 Feb 26 May 26 Aug 26
Buy — — — — — — — 1 — — — —
Sell — — — — — — — — — 2 1 —
Insider Ownership 71.09%

Capital & Financial Ratios

Market Cap 3,910.00
Revenue 1,355.90
Net Income 247.26
Free Cash Flow 388.40
Net Debt (872.53)
Current Ratio 1.25
Debt/Equity 0.00
P/E ratio 20.11
P/S ratio 2.99
P/B ratio 7.50
Past 5Y EPS Growth 51.11%
This Y EPS Growth 7.95%
Next Y EPS Growth 31.99%
Next 5Y EPS Growth 20.25%
in millions of $

Dividends

Payout Ratio 0.00
Annual Dividend Rate —
Annual Dividend Yield —
total individual payouts
2028 Powerpack
2027 Powerpack
2026 0.20
0.20
2025 0.41
0.51
predictions in italic, special payouts not included in total or ratios

Assets vs Liabilities

2023 2024 2025 Q'26
Cash 639 554 819 874
Receivables 363 497 572 1,149
Inventory — — — —
Other 14 22 30 25
1,016 1,073 1,421 2,049
2023 2024 2025 Q'26
Payables 602 598 854 1,555
ST’ Debt — 50 — —
Other 1 57 89 67
625 678 966 1,643
in millions of $

Compound Annual Growth

10y 5y 3y
Sales — 60.05% 37.69%
Cash Flow — 36.25% 39.07%
Earnings — 47.50% 21.89%
Book Value — 66.09% 12.53%

Revenue

Mar Jun Sep Dec Year
’26 336 400 — — —
’25 217 256 282 338 1,094
’24 184 171 186 204 746
’23 137 161 164 188 650
’22 87 101 112 118 419
’21 40 59 69 76 244
’20 18 — 31 — 104
in millions of $ · fiscal quarters ending in the months shown

Operating Cash Flow

Mar Jun Sep Dec Year
’26 93 141 — — —
’25 95 124 95 100 415
’24 40 29 40 (141) (33)
’23 85 140 8 61 293
’22 76 34 86 (41) 154
’21 3 — 69 39 108
’20 0 — 51 38 88
in millions of $ · fiscal quarters ending in the months shown

Free Cash Flow

Mar Jun Sep Dec Year
’26 83 131 — — —
’25 88 116 86 89 379
’24 34 24 34 (147) (55)
’23 81 135 3 57 275
’22 73 31 83 (45) 142
’21 2 — 24 37 60
’20 (1) — 48 37 85
in millions of $ · fiscal quarters ending in the months shown

EPS

Mar Jun Sep Dec Year
’26 0.14 0.18 — — —
’25 0.15 0.14 0.17 0.18 0.65
’24 0.06 0.15 0.09 0.10 0.39
’23 0.11 0.15 0.13 0.10 0.49
’22 0.08 0.10 0.10 0.06 0.35
’21 0.06 0.06 0.06 0.08 0.25
’20 0.98 — 0.03 — 0.10
fiscal quarters ending in the months shown

Target Price Range

Analyst price targets

Recommendation Rating

1.3
1Buy 2 3Hold 4 5Sell
2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028
— — — — — 29.57 9.03 9.04 6.58 7.61

Analyst estimates 2026–2028

Powerpack
Low Price
— — — — — 73.43 36.88 24.22 18.76 16.78
High Price
— — — — 310 535 726 901 1,095 1,274
Employees
— — — 0 0 0 1 1 1 1
Revenue/Emp
— — — 55 104 244 419 650 746 1,094
Revenue
— — — 64.89% 57.69% 53.43% 48.26% 42.57% 39.50% 36.83%
Gross Margin
— — — 18 31 86 120 179 151 229
EBT
— — — 32.24% 30.17% 35.02% 28.71% 27.45% 20.24% 20.91%
EBT Margin
— 0 — 18 31 86 120 179 151 229
Net Income
— — — 0 1 4 8 12 17 26
Depreciation
— — — 103.77 0.39 0.85 1.42 2.23 2.57 3.76
Revenue/Sh
— — — 29.28 0.10 0.27 0.37 0.51 0.42 0.68
Earnings/Sh
— — — 57.66 0.33 0.38 0.52 1.01 (0.11) 1.43
Cash Flow/Sh
— — — (3.20) (0.01) (0.17) (0.04) (0.06) (0.08) (0.13)
Capex/Sh
— — — 54.46 0.32 0.21 0.48 0.94 (0.19) 1.30
Free CF/Sh
— — — 46.04 0.17 0.98 1.35 1.56 1.69 1.96
Book Value/Sh
— — — 1 269 287 296 292 290 291
Shares
— — — 44.37 44.37 131.02 41.54 34.02 26.81 20.79
PE Ratio
— — — 0.00 0.00 41.98 10.85 7.79 4.38 3.76
PS Ratio
— — — 80.50 80.50 36.56 11.37 11.13 6.68 7.23
PB Ratio
— — — 0.00 0.00 40.63 9.74 6.81 3.71 3.07
EV/Sales
— — — 94.07 94.07 102.38 28.70 16.10 (49.87) 8.88
EV/FCF
— — — 31 88 108 154 293 (33) 415
Op' Cash Flow
— — — (2) (4) (48) (12) (18) (23) (37)
Capex
— — — 29 85 60 142 275 (55) 379
FCF
— — — 22 40 231 346 391 395 455
Working Cap'
— — — 0 0 8 4 3 53 2
Total Debt
— — — (50) (120) (329) (465) (636) (501) (817)
Net Debt
— — — 25 45 280 400 455 489 569
Sh' Equity
— — — 39.20% 20.13% 19.88% 15.42% 15.59% 10.68% 14.51%
ROA
— — — 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
ROIC
— — — 44.85% 81.02% 47.87% 31.97% 34.86% 25.51% 37.19%
ROE
predictions in italic, sparklines do not include predictions

All 10 years →

Fiscal years to Dec 2025 · latest quarter Jun 2026

DLocal Limited peers in Software Infrastructure

All 173 Software Infrastructure stocks →

DLocal Limited (DLO) key facts

  • DLocal Limited (DLO) is a Software Infrastructure company in the Technology sector, listed on Nasdaq.
  • DLocal Limited’s revenue for fiscal 2025 (year ended December 2025) was $1.1 billion, up 46.6% from fiscal 2024.
  • Net income was $228.7 million, or $0.68 per share (basic), a net margin of 18.0%.
  • As of September 25, 2026, DLO traded at $14.08, a market capitalization of $3.9 billion.
  • At that price the stock trades at 20.1× trailing-twelve-month earnings and 3.0× sales.
  • Return on equity was 37.2% and debt-to-equity 0.00.

Source: company filings (standardised) and stockrow calculations.

DLocal Limited (DLO) Latest News

News by impact score

Fine-tune

15 Sep

3

DLocal Limited deploys new AI compliance tools across 60 markets to strengthen regulatory adherence and operational controls. AI compliance upgrade improves operational efficiency in multiple markets without fundamentally redefining company trajectory.

14 Sep

3

dLocal Limited partners with Oscilar to optimize AML and compliance processes for cross-border payments. Partnership targets compliance optimization in core payments business with moderate effect on operations and positioning.

12 Sep

3

DLocal projects soaring total payment volume in 2026 at a reasonable valuation. Strong 2026 payment volume growth at reasonable valuation supports noticeable but not transformative gains in DLocal performance and sentiment.

27 Aug

4

DLocal (DLO) reported its fastest growth in years. Fastest growth in years signals strong momentum that can significantly lift future performance and investor sentiment.

20 Aug

3 transcript

DLocal Limited released its Q2 2026 earnings call transcript covering financial performance and outlook. Earnings releases supply performance metrics that shift near-term investor sentiment and valuation.

14 Aug

4

DLocal Ltd achieved record TPV growth in Q2 2026 and raised its guidance. Record TPV growth with raised guidance signals stronger financial trajectory for DLocal Limited.

3 transcript

DLocal Limited held its Q2 2026 earnings call, reporting financial results and operational updates. Earnings call delivers quarterly financial data that can shift near-term investor sentiment on DLocal.

13 Aug

4

DLocal Limited raised payment volume guidance after Q2 2026 results, triggering investor reactions to the updated outlook. Guidance increase directly signals stronger growth and shifts DLocal valuation trajectory.

4

DLocal (DLO) stock could be 71% undervalued after the company raised its guidance and reported strong Q2 results. Raised guidance and strong Q2 results point to major positive shifts in financial trajectory and investor sentiment.

4

DLocal Limited missed its Q2 earnings estimates. Missing Q2 earnings estimates will pressure DLocal stock price and investor outlook.

3 transcript

DLocal Q2 earnings call highlights revenue growth, key market expansions in Latin America, updated financial guidance and management outlook on competitive positioning. Q2 earnings details deliver moderate updates on financials and strategy that can shift near-term sentiment without transforming long-term trajectory.

3

DLocal Limited released second quarter 2026 financial results. Quarterly earnings releases deliver updated financial metrics that shape market views on company performance.

28 Jul

3

ACI Worldwide partners with dLocal to integrate Latin America's leading local payment methods for global merchants. Partnership expands dLocal reach through ACI network but lacks quantified revenue or strategic scale details.

15 Jun

4

DLocal posts strong Q4 2025 results, issues positive 2026 guidance, and launches a new capital returns plan, influencing its stock valuation. Strong results, forward guidance, and capital returns plans are set to boost DLocal's performance and investor sentiment.

14 Jun

4

DLocal (DLO) rose 9% after Q4 earnings beat, 2026 guidance, share buyback and dividend announcement. Q4 beat plus 2026 guidance, buyback and dividend directly strengthen financial outlook and shareholder returns.

10 Jun

3

DLocal (DLO) is positioned as an overlooked AI digital payments stock with potential for near-term recognition and performance shift. Opinion piece on overlooked AI positioning may moderately lift investor attention and short-term sentiment for DLO.

19 May

3

DLocal CEO states payment fragmentation serves as the company's moat as growth momentum builds. CEO remarks on moat and growth momentum can moderately influence investor sentiment toward DLocal.

15 May

4

DLocal (DLO) reported strong Q1 2026 growth and acquired assets in Africa, leading to a fresh valuation assessment highlighting improved prospects. Q1 2026 growth and Africa asset acquisition mark major strategic expansion into emerging markets, likely boosting long-term performance and investor sentiment.

4 transcript

DLocal Limited (DLO) released the transcript of its Q1 2026 earnings call. Q1 2026 earnings transcript discloses financial results, guidance, and management insights that significantly influence investor sentiment and stock trajectory.

4

DLocal Ltd (DLO) reported record total payment volume growth and strategic expansions in its Q1 2026 earnings call. Record TPV growth and strategic expansions indicate major positive shifts in DLocal's operations and market positioning.

3

DLocal shares fell 19.7% after the company posted record Q1 payment volume, executed share buybacks and reaffirmed full-year guidance. Record volume and buybacks are positive but the steep share-price drop points to valuation or sentiment concerns that may affect near-term performance.

3

DLocal's stock wobbled after earnings release, but accelerating merchant growth signals stronger underlying momentum. Earnings-driven stock volatility is countered by robust merchant growth, yielding moderate influence on financial trajectory.

3

DLocal Limited set a record Total Payment Volume (TPV), but margins failed to keep pace. Record TPV highlights strong growth in core payments processing, but lagging margins signal profitability pressures.

14 May

4

DLocal Limited released Q1 earnings call highlights detailing financial performance, growth metrics, and forward guidance. Q1 earnings call highlights cover financial results and strategic outlook, poised to significantly sway investor sentiment and stock performance.

4

DLocal (DLO) reported Q1 earnings and revenues that beat analyst estimates. Beating Q1 earnings and revenue estimates demonstrates strong financial health, likely driving significant positive shifts in investor sentiment and stock performance.

4

dLocal Limited reported first quarter 2026 financial results. Quarterly earnings reports like Q1 2026 results typically drive significant shifts in stock price and investor sentiment for DLO.

3

Fintech dLocal reported a 10% decline in first-quarter profit. 10% Q1 profit drop affects financial performance and may moderate investor sentiment without fundamentally altering trajectory.

7 May

3

DLocal (DLO) earnings are expected to grow ahead of next week's release, with analysts forecasting revenue and EPS increases driven by expanding emerging markets payment volumes and strategic partnerships. Expected earnings growth previews moderate influence on financial performance and investor sentiment.

26 Apr

4

DLocal Limited (DLO) secures unanimous court victory dismissing disclosure claims, sparking debate on whether investors should take action. Unanimous court win removes major legal overhang from disclosure claims, significantly boosting investor sentiment and stock trajectory.

25 Apr

4

DLocal Limited (DLO) lawsuit dismissed, shifting investor focus to the company's undervalued shares and significant share price upside potential. Lawsuit dismissal removes major legal overhang, refocusing attention on DLocal's strong valuation and boosting market sentiment.

stockrow.com/DLO · Data as of Jun 30, 2026 · For information only; not investment advice. · © 2026 stockrow.com