Saturday 17 October 2026
Export DAVE’s income statement to Excel — free account
Dave Inc.
DAVE Technology Software Application
Dave Inc.’s revenue for fiscal 2025 (year ended December 2025) was $554.2 million, up 59.7% from fiscal 2024. In the quarter to June 2026, revenue grew 29.6%, EPS fell 22.1%, free cash flow fell 1.03% and total debt rose 256.8%, each against the same quarter a year earlier. Revenue growth for three consecutive years, operating cash flow growth for three.
364.63
4.37
−1.18%
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| Dec '17 | Dec '20 | Dec '21 | Dec '22 | Dec '23 | Dec '24 | Dec '25 | |
|---|---|---|---|---|---|---|---|
Piotroski F-Score |
— | — | — | — | 5 | 6 | 6 |
P/E ratio |
— | — | 0.00 | 0.00 | 0.00 | 18.65 | 15.17 |
P/S ratio |
— | — | 9.15 | 0.52 | 0.40 | 3.14 | 5.34 |
Altman Z-Score |
— | — | 7.68 | (0.13) | 0.72 | 7.44 | 16.50 |
P/FCF ratio |
— | — | 0.00 | 0.00 | 4.09 | 9.26 | 10.45 |
Altman Z″-Score (non-manufacturers) |
— | — | (1.09) | 1.62 | 2.75 | 6.19 | 9.96 |
Beneish M-Score |
— | — | — | (3.20) | — | — | (2.28) |
P/Operating CF |
— | — | (306.17) | (27.21) | 6.58 | 26.09 | 31.72 |
P/B ratio |
— | — | 36.12 | 1.01 | 1.18 | 5.94 | 8.39 |
Price to Tangible BV |
— | — | 45.29 | 1.11 | 1.39 | 6.42 | 8.73 |
EV/Sales |
— | — | 9.25 | 0.46 | 0.49 | 3.09 | 5.26 |
EV/EBITDA |
— | — | 0.00 | 0.00 | 0.00 | 25.38 | 15.04 |
EV/Operating CF |
— | — | (2,617.27) | (2.08) | 3.80 | 8.58 | 10.04 |
EV/FCF |
— | — | (201.73) | (1.72) | 5.09 | 9.13 | 10.29 |
Quick Ratio |
— | 1.32 | 1.30 | 8.13 | 6.09 | 7.59 | 3.67 |
Current Ratio |
— | 1.58 | 1.46 | 8.47 | 10.81 | 8.05 | 3.83 |
Net Debt/EBITDA |
— | 0.00 | (0.37) | 0.11 | (0.68) | (0.36) | (0.24) |
Debt/Assets |
0.00% | 0.00% | 38.50% | 55.41% | 61.56% | 25.12% | 15.42% |
Debt/Equity |
— | 0.00 | 1.46 | 1.67 | 2.08 | 0.41 | 0.21 |
Asset Turnover |
— | 0.00 | 0.86 | 0.87 | 0.84 | 1.17 | 1.41 |
Operating CF/Net income |
— | 0.34 | 0.03 | 0.35 | (0.70) | 2.16 | 1.48 |
Capex/Depreciation |
— | — | (2.12) | (1.31) | (1.55) | (0.98) | (0.95) |
Interest Coverage |
— | 0.00 | (18.42) | (14.61) | (3.58) | 4.33 | 26.50 |
| — | (1.17%) | (16.70%) | (177.43%) | (50.11%) | 42.84% | 73.11% | |
| — | (0.96%) | (11.23%) | (55.01%) | (15.76%) | 19.51% | 49.79% | |
ROIC |
— | 0.00% | (53.11%) | (90.57%) | (23.52%) | 12.87% | 38.05% |
Return on Tangible Assets |
— | (193.95%) | (61.99%) | (47.19%) | (19.22%) | 23.34% | 60.61% |
Average Days of Receivables |
— | — | 116.92 | 185.64 | 0.00 | 184.94 | 195.81 |
Research and Development Expense of Revenue |
— | — | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Selling, General and Administrative Expense of Revenue |
— | — | 33.63% | 33.70% | 21.87% | 15.40% | 11.91% |
Intangible Assets out of Total Assets |
0.00 | 0.00 | 0.05 | 0.03 | 0.04 | 0.05 | 0.03 |
Share Based Compensation of Revenue |
— | — | 4.82% | 19.84% | 10.30% | 10.75% | 5.39% |
Graham Net Nets |
— | — | (0.01) | 0.87 | 0.68 | 0.15 | 0.10 |
Graham Number |
— | — | 0.00 | 0.00 | 0.00 | 39.16 | 93.11 |
Earnings Yield |
— | — | (1.43%) | (123.26%) | (47.22%) | 5.36% | 6.59% |
Free Cash Flow Yield |
— | — | (0.50%) | (50.56%) | 24.47% | 10.80% | 9.57% |
Revenue per Share |
— | 0.00 | 35.86 | 17.68 | 21.71 | 27.72 | 41.46 |
Operating CF per Share |
— | (0.01) | (0.13) | (3.87) | 2.83 | 9.99 | 21.70 |
Capex per Share |
— | 0.00 | (1.52) | (0.80) | (0.72) | (0.60) | (0.51) |
Free Cash Flow per Share |
— | (0.01) | (1.64) | (4.68) | 2.11 | 9.39 | 21.19 |
Cash per Share |
— | 0.05 | 9.43 | 16.57 | 13.07 | 7.21 | 9.08 |
Shareholders Equity per Share |
— | 7.74 | 9.08 | 9.20 | 7.29 | 14.62 | 26.39 |
Interest Debt per Share |
— | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Book value per Share |
— | 7.74 | 9.08 | 9.20 | 7.29 | 14.62 | 26.39 |
Free Cash Flow |
— | (0.34) | (7.02) | (54.19) | 25.17 | 117.58 | 283.25 |
Working Capital |
— | 0.52 | 31.57 | 272.15 | 251.28 | 247.21 | 322.70 |
Capital Expenditures |
— | — | (6.48) | (9.31) | (8.58) | (7.56) | (6.77) |
Net Current Asset Value |
— | (6.74) | (8.25) | 93.64 | 69.93 | 166.05 | 302.01 |
EV/EBIT |
— | — | 0.00 | 0.00 | 0.00 | 31.02 | 15.61 |
Capex to Sales |
— | — | 0.04 | 0.05 | 0.03 | 0.02 | 0.01 |
Price to Operating Income |
— | — | 0.00 | 0.00 | 0.00 | 31.44 | 15.86 |
| Other line items | |||||||
Depreciation/Fixed assets |
— | — | 4.46 | 6.95 | 4.96 | 10.91 | 15.04 |
Cash ROIC |
— | (0.17%) | (5.17%) | (11.37%) | 5.94% | 33.73% | 51.58% |
Accounts Receivable Turnover |
— | — | 0.00 | 2.67 | 0.00 | 2.48 | 2.34 |
Accounts Payable Turnover |
— | — | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Inventory Turnover |
— | — | 0.00 | 0.00 | — | — | — |
Average Days of Payables |
— | — | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Days of Inventory on Hand |
— | — | 0.00 | 0.00 | — | — | — |
Average Receivables |
— | — | — | 76.60 | — | 140.02 | 236.58 |
Average Payables |
— | — | — | 12.23 | 8.45 | 6.13 | 7.56 |
Average Assets |
— | 104.39 | 177.99 | 234.34 | 307.76 | 296.68 | 393.37 |
Average Common Equity |
— | 85.63 | 119.69 | 72.65 | 96.81 | 135.08 | 267.91 |
Columns are period end dates