Dave Inc. DAVE

324.88 (6.58) (1.99%) as of 25 Sep

Market cap: $4.2B
P/E: 19.6×

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Cash Flow Champion (3y) Revenue Champion (3y)

Growth Flags show if company had growth for consecutive years

Overview Business Profile Financial Analysis Income Statement Balance Sheet Cash Flow Metrics & Ratios 10-Q 10-K

	Dec '17	Dec '20	Dec '21	Dec '22	Dec '23	Dec '24	Dec '25
P/E ratio Full definition →	—	—	0.00	0.00	0.00	18.65	15.17
P/S ratio Full definition →	—	—	9.15	0.52	0.40	3.14	5.34
P/FCF ratio Full definition →	—	—	0.00	0.00	4.09	9.26	10.45
P/Operating CF Full definition →	—	—	(306.17)	(27.21)	6.58	26.09	31.72
P/B ratio Full definition →	—	—	36.12	1.01	1.18	5.94	8.39
Price to Tangible BV Full definition →	—	—	45.29	1.11	1.39	6.42	8.73
EV/Sales Full definition →	—	—	9.25	0.46	0.49	3.09	5.26
EV/EBITDA Full definition →	—	—	0.00	0.00	0.00	25.38	15.04
EV/Operating CF Full definition →	—	—	(2,617.27)	(2.08)	3.80	8.58	10.04
EV/FCF Full definition →	—	—	(201.73)	(1.72)	5.09	9.13	10.29
Quick Ratio Full definition →	—	1.32	1.30	8.13	6.09	7.59	3.67
Current Ratio Full definition →	—	1.58	1.46	8.47	10.81	8.05	3.83
Net Debt/EBITDA Full definition →	—	0.00	(0.37)	0.11	(0.68)	(0.36)	(0.24)
Debt/Assets Full definition →	0.00%	0.00%	38.50%	55.41%	61.56%	25.12%	15.42%
Debt/Equity Full definition →	—	0.00	1.46	1.67	2.08	0.41	0.21
Asset Turnover Full definition →	—	0.00	0.86	0.87	0.84	1.17	1.41
Operating CF/Net income Full definition →	—	0.34	0.03	0.35	(0.70)	2.16	1.48
Capex/Depreciation Full definition →	—	—	(2.12)	(1.31)	(1.55)	(0.98)	(0.95)
Interest Coverage Full definition →	—	—	0.00	0.00	0.00	0.00	0.00
ROE Full definition →	—	(1.17%)	(16.70%)	(177.43%)	(50.11%)	42.84%	73.11%
ROA Full definition →	—	(0.96%)	(11.23%)	(55.01%)	(15.76%)	19.51%	49.79%
ROIC Full definition →	—	0.00%	(53.11%)	(90.57%)	(23.52%)	12.87%	38.05%
Return on Tangible Assets Full definition →	—	(193.95%)	(61.99%)	(47.19%)	(19.22%)	23.34%	60.61%
Average Days of Receivables Full definition →	—	—	116.92	185.64	0.00	184.94	195.81
Research and Development Expense of Revenue Full definition →	—	—	0.00%	0.00%	0.00%	0.00%	0.00%
Selling, General and Administrative Expense of Revenue Full definition →	—	—	33.63%	33.70%	21.87%	15.40%	11.91%
Intangible Assets out of Total Assets Full definition →	0.00	0.00	0.05	0.03	0.04	0.05	0.03
Share Based Compensation of Revenue Full definition →	—	—	4.82%	19.84%	10.30%	10.75%	5.39%
Graham Net Nets Full definition →	—	—	(0.01)	0.87	0.68	0.15	0.10
Graham Number Full definition →	—	—	0.00	0.00	0.00	39.16	93.11
Earnings Yield Full definition →	—	—	(1.43%)	(123.26%)	(47.22%)	5.36%	6.59%
Free Cash Flow Yield Full definition →	—	—	(0.50%)	(50.56%)	24.47%	10.80%	9.57%
Revenue per Share Full definition →	—	0.00	35.86	17.68	21.71	27.72	41.46
Operating CF per Share Full definition →	—	(0.01)	(0.13)	(3.87)	2.83	9.99	21.70
Capex per Share Full definition →	—	0.00	(1.52)	(0.80)	(0.72)	(0.60)	(0.51)
Free Cash Flow per Share Full definition →	—	(0.01)	(1.64)	(4.68)	2.11	9.39	21.19
Cash per Share Full definition →	—	0.05	9.43	16.57	13.07	7.21	9.08
Shareholders Equity per Share Full definition →	—	7.74	9.08	9.20	7.29	14.62	26.39
Interest Debt per Share Full definition →	—	0.00	0.00	0.00	0.00	0.00	0.00
Book value per Share Full definition →	—	7.74	9.08	9.20	7.29	14.62	26.39
Free Cash Flow Full definition →	—	(0.34)	(7.02)	(54.19)	25.17	117.58	283.25
Working Capital Full definition →	—	0.52	31.57	272.15	251.28	247.21	322.70
Capital Expenditures Full definition →	—	—	(6.48)	(9.31)	(8.58)	(7.56)	(6.77)
Net Current Asset Value Full definition →	—	(6.74)	(8.25)	93.64	69.93	166.05	302.01
EV/EBIT Full definition →	—	—	0.00	0.00	0.00	31.02	15.61
Capex to Sales Full definition →	—	—	0.04	0.05	0.03	0.02	0.01
Net Profit Margin Full definition →	—	0.00%	(13.07%)	(62.93%)	(18.73%)	16.67%	35.34%
Price to Operating Income Full definition →	—	—	0.00	0.00	0.00	31.44	15.86
Other line items
Depreciation/Fixed assets Full definition →	—	—	4.46	6.95	4.96	10.91	15.04
Cash ROIC Full definition →	—	(0.17%)	(0.90%)	(9.63%)	7.70%	35.70%	52.72%
Accounts Receivable Turnover Full definition →	—	—	0.00	2.67	0.00	2.48	2.34
Accounts Payable Turnover Full definition →	—	—	0.00	0.00	0.00	0.00	0.00
Inventory Turnover Full definition →	—	—	0.00	0.00	—	—	—
Average Days of Payables Full definition →	—	—	0.00	0.00	0.00	0.00	0.00
Days of Inventory on Hand Full definition →	—	—	0.00	0.00	—	—	—
Average Receivables Full definition →	—	—	—	76.60	—	140.02	236.58
Average Payables Full definition →	—	—	—	12.23	8.45	6.13	7.56
Average Assets Full definition →	—	104.39	177.99	234.34	307.76	296.68	393.37
Average Common Equity Full definition →	—	85.63	119.69	72.65	96.81	135.08	267.91

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Dave Inc. DAVE

Dave Inc. DAVE

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