Citizens Community Bancorp, Inc.

CZWI Financial Banks Regional

Citizens Community Bancorp, Inc.’s revenue for fiscal 2025 (year ended December 2025) was $98.8 million, down 0.95% from fiscal 2024. In the quarter to June 2026, revenue fell 2.75%, EPS fell 66.7% and free cash flow grew 1,134.9%, each against the same quarter a year earlier. Insiders bought in the last twelve months.

21.23 0.12 +0.57%
Market cap
$203.7M
P/E
16.2×
Fwd P/E
11.4×
Dividend yield
1.48%
F-score
8/9
Altman Z
n/a
Beneish M
n/a
Dividend safety
n/a
Jun '26 Mar '26 Dec '25 Sep '25 Older periods
Piotroski F-Score
9 8 8 6

+8 more TTM periods

ROE
6.84% 8.08% 7.86% 7.00%
ROA
0.72% 0.83% 0.82% 0.73%
ROIC
13.73% 27.15% 15.78% 9.53%
Return on Tangible Assets
(25.11%) (25.74%) (24.08%) (18.48%)
Average Days of Receivables
0.00 0.00 0.00 0.00
Free Cash Flow per Share
2.00 1.27 1.05 0.96
Free Cash Flow
19.32 12.24 10.38 9.53
Capital Expenditures
(3.05) (1.82) (1.31) (0.93)
Other line items
Cash ROIC
6.17% 3.60% 3.38% 3.54%
Accounts Receivable Turnover
0.00 0.00 0.00 0.00
Accounts Payable Turnover
0.02 0.02 0.02 0.03
Inventory Turnover
0.00 0.00 0.00 0.00
Average Days of Payables
16,311.95 16,123.13 15,263.57 14,223.73
Days of Inventory on Hand
0.00 0.00 0.00 0.00
Tax Rate
(0.16) (0.17) (0.17) (0.19)
Research and Development Expense of Revenue
0.00% 0.00% 0.00% 0.00%
Selling, General and Administrative Expense of Revenue
48.29% 45.13% 44.22% 43.92%
Share Based Compensation of Revenue
0.06% 0.08% 0.15% 0.30%
Operating CF/Net income
1.75 0.94 0.81 0.81
Depreciation/Fixed assets
0.18 0.20 0.21 0.21
Capex/Depreciation
(0.97) (0.56) (0.39) (0.27)
Revenue per Share
10.27 10.36 9.98 9.92
Operating CF per Share
2.32 1.46 1.18 1.06
Capex per Share
(0.32) (0.19) (0.13) (0.09)
Capex to Sales
0.03 0.02 0.01 0.01

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Columns are period end dates · fundamentals updated 28 Sep 2026