Saturday 17 October 2026 Export CZWI’s income statement to Excel — free account

Citizens Community Bancorp, Inc.

Citizens Community Bancorp, Inc.’s revenue for fiscal 2025 (year ended December 2025) was $98.8 million, down 0.95% from fiscal 2024. In the quarter to June 2026, revenue fell 2.75%, EPS fell 66.7% and free cash flow grew 1,134.9%, each against the same quarter a year earlier. Insiders bought in the last twelve months.

21.23 0.12 +0.57%

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Market cap: $203.7M
P/E: 16.2×
Fwd P/E: 11.4×
Dividend yield: 1.48%
F-score: 8/9
Altman Z: n/a
Beneish M: n/a
Dividend safety: n/a

Overview Business Profile Financial Analysis Income Statement Balance Sheet Cash Flow Metrics & Ratios 10-Q 10-K

	Jun '26	Mar '26	Dec '25	Sep '25	Older periods
P/E ratio Full definition →	17.86	12.94	12.21	12.46	+8 more quarters Free account
P/S ratio Full definition →	2.28	1.91	1.79	1.62
P/FCF ratio Full definition →	11.67	15.57	16.99	16.71
P/Operating CF Full definition →	28.50	47.94	45.76	24.02
P/B ratio Full definition →	1.18	1.00	0.94	0.85
Price to Tangible BV Full definition →	1.44	1.23	1.16	1.05
EV/Sales Full definition →	1.10	0.47	0.63	0.83
EV/EBITDA Full definition →	0.00	0.00	0.00	0.00
EV/Operating CF Full definition →	4.86	3.30	5.35	7.82
EV/FCF Full definition →	5.63	3.79	6.02	8.59
Quick Ratio Full definition →	0.08	0.10	0.08	0.06
Current Ratio Full definition →	0.96	0.95	0.95	0.94
Net Debt/EBITDA Full definition →	0.00	0.00	0.00	0.00
Debt/Assets Full definition →	0.00%	0.00%	0.00%	0.00%
Debt/Equity Full definition →	0.00	0.00	0.00	0.00
Asset Turnover Full definition →	0.06	0.06	0.06	0.06
Operating CF/Net income Full definition →	7.18	1.06	0.90	1.80
Capex/Depreciation Full definition →	(1.85)	(0.75)	(0.75)	(0.54)
Research and Development Expense of Revenue Full definition →	0.00%	0.00%	0.00%	0.00%
Selling, General and Administrative Expense of Revenue Full definition →	59.20%	45.51%	43.28%	45.21%
Intangible Assets out of Total Assets Full definition →	0.02	0.02	0.02	0.02
Share Based Compensation of Revenue Full definition →	0.03%	0.02%	0.04%	0.13%
Graham Net Nets Full definition →	(0.61)	(0.74)	(0.83)	(0.91)
Graham Number Full definition →	24.19	26.12	24.97	23.39
Earnings Yield Full definition →	5.60%	7.73%	8.19%	8.03%
Free Cash Flow Yield Full definition →	8.57%	6.42%	5.89%	5.98%
Revenue per Share Full definition →	2.56	2.56	2.47	2.55
Operating CF per Share Full definition →	0.82	0.41	0.39	0.67
Capex per Share Full definition →	(0.15)	(0.06)	(0.06)	(0.04)
Free Cash Flow per Share Full definition →	0.67	0.35	0.33	0.63
Cash per Share Full definition →	12.63	15.50	12.01	8.32
Shareholders Equity per Share Full definition →	19.85	19.83	18.99	18.85
Interest Debt per Share Full definition →	0.00	0.00	0.00	0.00
Book value per Share Full definition →	19.85	19.83	18.99	18.85
Free Cash Flow Full definition →	6.46	3.41	3.26	6.20
Working Capital Full definition →	(68.46)	(74.65)	(76.24)	(85.79)
Capital Expenditures Full definition →	(1.46)	(0.57)	(0.59)	(0.43)
Net Current Asset Value Full definition →	(137.00)	(141.13)	(145.96)	(145.41)
EV/EBIT Full definition →	0.00	0.00	0.00	0.00
Capex to Sales Full definition →	0.06	0.02	0.02	0.02
Price to Operating Income Full definition →	14.75	10.53	10.11	10.01
Other line items
Average Payables Full definition →	1,516.42	1,544.64	1,506.12	1,500.61
Average Assets Full definition →	1,774.74	1,801.47	1,765.14	1,763.06
Average Common Equity Full definition →	187.41	185.41	183.51	183.48

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Columns are period end dates · fundamentals updated 28 Sep 2026

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