Saturday 17 October 2026 Export CZWI’s income statement to Excel — free account

Citizens Community Bancorp, Inc.

Citizens Community Bancorp, Inc.’s revenue for fiscal 2025 (year ended December 2025) was $98.8 million, down 0.95% from fiscal 2024. In the quarter to June 2026, revenue fell 2.75%, EPS fell 66.7% and free cash flow grew 1,134.9%, each against the same quarter a year earlier. Insiders bought in the last twelve months.

21.23 0.12 +0.57%

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Market cap: $203.7M
P/E: 16.2×
Fwd P/E: 11.4×
Dividend yield: 1.48%
F-score: 8/9
Altman Z: n/a
Beneish M: n/a
Dividend safety: n/a

Overview Business Profile Financial Analysis Income Statement Balance Sheet Cash Flow Metrics & Ratios 10-Q 10-K

	Older periods	Sep '25	Dec '25	Mar '26	Jun '26
P/E ratio Full definition →	+8 more quarters Free account	12.46	12.21	12.94	17.86
P/S ratio Full definition →		1.62	1.79	1.91	2.28
P/FCF ratio Full definition →		16.71	16.99	15.57	11.67
P/Operating CF Full definition →		24.02	45.76	47.94	28.50
P/B ratio Full definition →		0.85	0.94	1.00	1.18
Price to Tangible BV Full definition →		1.05	1.16	1.23	1.44
EV/Sales Full definition →		0.83	0.63	0.47	1.10
EV/EBITDA Full definition →		0.00	0.00	0.00	0.00
EV/Operating CF Full definition →		7.82	5.35	3.30	4.86
EV/FCF Full definition →		8.59	6.02	3.79	5.63
Quick Ratio Full definition →		0.06	0.08	0.10	0.08
Current Ratio Full definition →		0.94	0.95	0.95	0.96
Net Debt/EBITDA Full definition →		0.00	0.00	0.00	0.00
Debt/Assets Full definition →		0.00%	0.00%	0.00%	0.00%
Debt/Equity Full definition →		0.00	0.00	0.00	0.00
Asset Turnover Full definition →		0.06	0.06	0.06	0.06
Operating CF/Net income Full definition →		1.80	0.90	1.06	7.18
Capex/Depreciation Full definition →		(0.54)	(0.75)	(0.75)	(1.85)
Research and Development Expense of Revenue Full definition →		0.00%	0.00%	0.00%	0.00%
Selling, General and Administrative Expense of Revenue Full definition →		45.21%	43.28%	45.51%	59.20%
Intangible Assets out of Total Assets Full definition →		0.02	0.02	0.02	0.02
Share Based Compensation of Revenue Full definition →		0.13%	0.04%	0.02%	0.03%
Graham Net Nets Full definition →		(0.91)	(0.83)	(0.74)	(0.61)
Graham Number Full definition →		23.39	24.97	26.12	24.19
Earnings Yield Full definition →		8.03%	8.19%	7.73%	5.60%
Free Cash Flow Yield Full definition →		5.98%	5.89%	6.42%	8.57%
Revenue per Share Full definition →		2.55	2.47	2.56	2.56
Operating CF per Share Full definition →		0.67	0.39	0.41	0.82
Capex per Share Full definition →		(0.04)	(0.06)	(0.06)	(0.15)
Free Cash Flow per Share Full definition →		0.63	0.33	0.35	0.67
Cash per Share Full definition →		8.32	12.01	15.50	12.63
Shareholders Equity per Share Full definition →		18.85	18.99	19.83	19.85
Interest Debt per Share Full definition →		0.00	0.00	0.00	0.00
Book value per Share Full definition →		18.85	18.99	19.83	19.85
Free Cash Flow Full definition →		6.20	3.26	3.41	6.46
Working Capital Full definition →		(85.79)	(76.24)	(74.65)	(68.46)
Capital Expenditures Full definition →		(0.43)	(0.59)	(0.57)	(1.46)
Net Current Asset Value Full definition →		(145.41)	(145.96)	(141.13)	(137.00)
EV/EBIT Full definition →		0.00	0.00	0.00	0.00
Capex to Sales Full definition →		0.02	0.02	0.02	0.06
Price to Operating Income Full definition →		10.01	10.11	10.53	14.75
Other line items
Average Payables Full definition →		1,500.61	1,506.12	1,544.64	1,516.42
Average Assets Full definition →		1,763.06	1,765.14	1,801.47	1,774.74
Average Common Equity Full definition →		183.48	183.51	185.41	187.41

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Columns are period end dates · fundamentals updated 28 Sep 2026

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