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Saturday 7 November 2026
Export CZNC’s income statement to Excel — free account
Citizens & Northern Corp
CZNC Financial Banks Regional
Citizens & Northern Corp’s revenue for fiscal 2025 (year ended December 2025) was $170.1 million, up 8.13% from fiscal 2024.
- Revenue
- +26.1%
- EPS
- +119.1%
- Free cash flow
- +65.3%
- Total debt
- −15.4%
Quarter to September 2026, against a year earlier
27.92
0.33
−1.17%
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| Sep '26 From the 10-Q filed 6 Nov | Jun '26 | Mar '26 | Dec '25 | Older periods | |
|---|---|---|---|---|---|
Piotroski F-Score |
— | 6 | 6 | 5 |
+8 more TTM periods Free account |
| 11.00% | 7.99% | 5.60% | 7.53% | ||
| 1.21% | 0.88% | 0.60% | 0.81% | ||
ROIC |
11.19% | 4.65% | 2.89% | 3.92% | |
Return on Tangible Assets |
129.28% | (11.81%) | (8.45%) | (10.51%) | |
Average Days of Receivables |
0.00 | 0.00 | 0.00 | 0.00 | |
Free Cash Flow per Share |
2.92 | 2.52 | 2.12 | 1.89 | |
Free Cash Flow |
51.89 | 44.77 | 37.52 | 30.10 | |
Capital Expenditures |
(1.89) | (1.22) | (1.55) | (1.90) | |
| Other line items | |||||
Cash ROIC |
11.71% | 7.67% | 6.59% | 5.49% | |
Accounts Receivable Turnover |
0.00 | 0.00 | 0.00 | 0.00 | |
Accounts Payable Turnover |
0.02 | 0.02 | 0.02 | 0.02 | |
Inventory Turnover |
0.00 | 0.00 | 0.00 | 0.00 | |
Average Days of Payables |
19,397.50 | 19,635.60 | 19,868.93 | 19,764.41 | |
Days of Inventory on Hand |
0.00 | 0.00 | 0.00 | 0.00 | |
Tax Rate |
(0.19) | (0.19) | (0.18) | (0.18) | |
Research and Development Expense of Revenue |
0.00% | 0.00% | 0.00% | 0.00% | |
Selling, General and Administrative Expense of Revenue |
54.04% | 58.32% | 61.67% | 55.31% | |
Share Based Compensation of Revenue |
0.61% | 0.67% | 0.71% | 0.76% | |
Operating CF/Net income |
1.53 | 1.82 | 2.26 | 1.38 | |
Depreciation/Fixed assets |
0.00 | 0.16 | 0.14 | 0.13 | |
Capex/Depreciation |
0.00 | (0.28) | (0.40) | (0.52) | |
Revenue per Share |
11.33 | 10.74 | 10.16 | 10.66 | |
Operating CF per Share |
3.02 | 2.59 | 2.20 | 2.01 | |
Capex per Share |
(0.11) | (0.07) | (0.09) | (0.12) | |
Capex to Sales |
0.01 | 0.01 | 0.01 | 0.01 |
Columns are period end dates · fundamentals updated 6 Nov 2026