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Saturday 7 November 2026
Export CZNC’s income statement to Excel — free account
Citizens & Northern Corp
CZNC Financial Banks Regional
Citizens & Northern Corp’s revenue for fiscal 2025 (year ended December 2025) was $170.1 million, up 8.13% from fiscal 2024.
- Revenue
- +26.1%
- EPS
- +119.1%
- Free cash flow
- +65.3%
- Total debt
- −15.4%
Quarter to September 2026, against a year earlier
27.92
0.33
−1.17%
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| Older periods | Dec '25 | Mar '26 | Jun '26 | Sep '26 From the 10-Q filed 6 Nov | |
|---|---|---|---|---|---|
Piotroski F-Score |
+8 more TTM periods Free account |
5 | 6 | 6 | — |
| 7.53% | 5.60% | 7.99% | 11.00% | ||
| 0.81% | 0.60% | 0.88% | 1.21% | ||
ROIC |
3.92% | 2.89% | 4.65% | 11.19% | |
Return on Tangible Assets |
(10.51%) | (8.45%) | (11.81%) | 129.28% | |
Average Days of Receivables |
0.00 | 0.00 | 0.00 | 0.00 | |
Free Cash Flow per Share |
1.89 | 2.12 | 2.52 | 2.92 | |
Free Cash Flow |
30.10 | 37.52 | 44.77 | 51.89 | |
Capital Expenditures |
(1.90) | (1.55) | (1.22) | (1.89) | |
| Other line items | |||||
Cash ROIC |
5.49% | 6.59% | 7.67% | 11.71% | |
Accounts Receivable Turnover |
0.00 | 0.00 | 0.00 | 0.00 | |
Accounts Payable Turnover |
0.02 | 0.02 | 0.02 | 0.02 | |
Inventory Turnover |
0.00 | 0.00 | 0.00 | 0.00 | |
Average Days of Payables |
19,764.41 | 19,868.93 | 19,635.60 | 19,397.50 | |
Days of Inventory on Hand |
0.00 | 0.00 | 0.00 | 0.00 | |
Tax Rate |
(0.18) | (0.18) | (0.19) | (0.19) | |
Research and Development Expense of Revenue |
0.00% | 0.00% | 0.00% | 0.00% | |
Selling, General and Administrative Expense of Revenue |
55.31% | 61.67% | 58.32% | 54.04% | |
Share Based Compensation of Revenue |
0.76% | 0.71% | 0.67% | 0.61% | |
Operating CF/Net income |
1.38 | 2.26 | 1.82 | 1.53 | |
Depreciation/Fixed assets |
0.13 | 0.14 | 0.16 | 0.00 | |
Capex/Depreciation |
(0.52) | (0.40) | (0.28) | 0.00 | |
Revenue per Share |
10.66 | 10.16 | 10.74 | 11.33 | |
Operating CF per Share |
2.01 | 2.20 | 2.59 | 3.02 | |
Capex per Share |
(0.12) | (0.09) | (0.07) | (0.11) | |
Capex to Sales |
0.01 | 0.01 | 0.01 | 0.01 |
Columns are period end dates · fundamentals updated 6 Nov 2026