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Sunday 11 October 2026 Export all CIA data to Excel Powerpack

Citizens, Inc.

CIA Financial Insurance Life

Citizens, Inc.’s revenue for fiscal 2025 (year ended December 2025) was $255.6 million, up 4.33% from fiscal 2024. In the quarter to June 2026, revenue fell 7.19%, EPS fell 107.7% and free cash flow fell 38.9%, each against the same quarter a year earlier. Revenue growth for three consecutive years; insiders bought in the last twelve months.

3.47 0.06 −1.70%
Market cap
$178.8M
P/E
15.8×
Fwd P/E
17.3×
Dividend yield
—
F-score
6/9
Altman Z
n/a
Beneish M
n/a
Dividend safety
n/a
Overview Business Profile Financial Analysis Income Statement Balance Sheet Cash Flow Metrics & Ratios 10-Q 10-K

Citizens, Inc. (CIA) P/E ratio

Alert me on P/E ratio

As of 9 October 2026, Citizens, Inc. (CIA) trades at a P/E ratio of 15.8×. Over the past ten years it has ranged from 0.0× (December 2021) to 723× (November 2015); the current reading is higher than 69% of that period. That is above the Insurance Life industry median of 12.2× and above the Financial sector median of 12.3×.

P/E ratio, daily

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Annual newest first

Period P/E ratio Change
FY2025 17.3× 29.05%
FY2024 13.4× 140.80%
FY2023 5.6× 38.40%
FY2022 4.0× 9.62%
FY2021 3.7× —
FY2020 0.0× —
FY2019 0.0× —
FY2018 0.0× —
FY2017 0.0× —
FY2016 238× —

Quarterly newest first

Period P/E ratio Change
Jun 2026 26.1× 86.73%
Mar 2026 14.0× (19.00%)
Dec 2025 17.3× (31.00%)
Sep 2025 25.0× 64.76%
42 more quarters

Against its own ten years

Low 0.0× High 723×
Ten-year median 4.2×
Current reading's percentile 56

P/E ratio against peers

Company P/E ratio
LNC Lincoln National Corporation compare 3.4×
BHF Brighthouse Financial, Inc. compare 3.9×
AAME Atlantic American Corporation compare 5.1×
FG F&G Annuities & Life, Inc. compare 6.4×
SNFCA Security National Financial Corporation compare 7.2×
CIA Citizens, Inc. 15.8×
GNW Genworth Financial, Inc. compare 17.7×
CNO CNO Financial Group, Inc. compare 17.8×
ABX Abacus Global Management, Inc. compare 29.3×
Insurance Life industry median 12.2×
Financial sector median 12.3×
Market median 17.9×

What P/E ratio is

Price to Earnings Ratio shows how much investors pay for each dollar of a company’s annual profit per share.

Stock Price ÷ EPS (Basic) (TTM)

The full definition of P/E ratio →

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