Citizens, Inc.

CIA Financial Insurance Life

Citizens, Inc.’s revenue for fiscal 2025 (year ended December 2025) was $255.6 million, up 4.33% from fiscal 2024.

Revenue
−7.19%
EPS
−107.7%
Free cash flow
−38.9%

Quarter to June 2026, against a year earlier

3.73 0.11 +3.04%
Market cap
$183.3M
P/E
17.0×
Fwd P/E
20.1×
Dividend yield
—
F-score
6/9
Altman Z
n/a
Beneish M
n/a
Dividend safety
n/a

Citizens, Inc. (CIA) P/E ratio

Alert me on P/E ratio

As of 2 November 2026, Citizens, Inc. (CIA) trades at a P/E ratio of 17.0×. Over the past ten years it has ranged from 0.0× (December 2021) to 723× (November 2015); the current reading is higher than 71% of that period. That is above the Insurance Life industry median of 13.1× and above the Financial sector median of 12.6×.

P/E ratio, daily

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Annual newest first

Period P/E ratio Change
FY2025 17.3× 29.05%
FY2024 13.4× 140.80%
FY2023 5.6× 38.40%
FY2022 4.0× 9.62%
FY2021 3.7× —
FY2020 0.0× —
FY2019 0.0× —
FY2018 0.0× —
FY2017 0.0× —
FY2016 238× —

Quarterly newest first

Period P/E ratio Change
Jun 2026 26.1× 86.73%
Mar 2026 14.0× (19.00%)
Dec 2025 17.3× (31.00%)
Sep 2025 25.0× 64.76%
42 more quarters

Against its own ten years

Low 0.0× High 723×
Ten-year median 4.3×
Current reading's percentile 60

P/E ratio against peers

What P/E ratio is

Price to Earnings Ratio shows how much investors pay for each dollar of a company’s annual profit per share.

Stock Price ÷ EPS (Basic) (TTM)

The full definition of P/E ratio →

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