Citizens, Inc.

CIA Financial Insurance Life

Citizens, Inc.’s revenue for fiscal 2025 (year ended December 2025) was $255.6 million, up 4.33% from fiscal 2024.

Revenue
−7.19%
EPS
−107.7%
Free cash flow
−38.9%

Quarter to June 2026, against a year earlier

3.73 0.11 +3.04%
Market cap
$183.3M
P/E
17.0×
Fwd P/E
20.1×
Dividend yield
—
F-score
6/9
Altman Z
n/a
Beneish M
n/a
Dividend safety
n/a
Jun '26 Mar '26 Dec '25 Sep '25 Older periods
P/E ratio
26.09 13.97 17.25 25.00

+8 more quarters

P/S ratio
1.14 0.97 0.95 1.07
P/FCF ratio
19.38 15.57 13.81 13.69
P/Operating CF
141.67 (783.43) 26.63 56.47
P/B ratio
1.23 1.06 1.03 1.17
EV/Sales
1.07 0.90 0.86 0.97
EV/EBITDA
13.98 8.64 9.49 12.48
EV/FCF
18.24 14.43 12.50 12.49
Current Ratio
0.03 0.03 0.03 0.04
Net Debt/EBITDA
(22.70) (4.99) (2.50) (3.93)
Debt/Equity
0.00 0.00 0.00 0.00
Earnings Yield
3.83% 7.16% 5.80% 4.00%
Free Cash Flow Yield
5.16% 6.42% 7.24% 7.30%
Free Cash Flow per Share
0.04 (0.01) 0.18 0.09
Book value per Share
4.65 4.74 4.69 4.49
Free Cash Flow
2.01 (0.65) 8.99 4.61
EV/EBIT
19.24 10.84 12.55 18.07
Other line items

Show all line items

Columns are period end dates