| Nov 25 | Feb 26 | May 26 | Aug 26 | |||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Buy | 1 | — | — | — | — | — | — | — | — | — | — | — |
| Sell | — | — | — | — | — | — | — | — | — | — | — | — |
| total | individual payouts | |
|---|---|---|
| 2027 | ‡‡‡‡ |
|
| 2026 | 1.29 |
—
—
—
|
| 2025 | 1.25 |
—
—
—
—
|
| 2024 | 1.21 |
—
—
—
—
|
| 2023 | 1.17 |
—
—
—
—
|
| 2022 | 1.13 |
—
—
—
—
|
| 2021 | 1.09 |
—
—
—
—
|
| 2020 | 1.08 |
—
—
—
—
|
| 2019 | 1.05 |
—
—
—
—
|
| 2018 | 0.85 |
—
—
—
—
|
| 2017 | 0.70 |
—
—
—
—
|
| 2016 | 0.67 |
—
—
—
—
|
| 2023 | 2024 | 2025 | Q'26 | |
|---|---|---|---|---|
| Cash | 372.47 | 349.73 | 392.27 | 228.47 |
| Receivables | — | — | — | — |
| Inventory | — | — | — | — |
| Other | — | — | — | — |
| 1,484.35 | 1,474.23 | 1,509.31 | 1,361.83 |
| 2023 | 2024 | 2025 | Q'26 | |
|---|---|---|---|---|
| Payables | 2,212.18 | 2,097.53 | 2,324.89 | 2,144.67 |
| ST’ Debt | — | — | — | — |
| Other | — | — | — | — |
| 2,212.18 | 2,097.53 | 2,324.89 | 2,224.67 |
| 10y | 5y | 3y | |
| Sales | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ |
| Cash Flow | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ |
| Earnings | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ |
| Book Value | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ |
| Mar | Jun | Sep | Dec | Year | |
|---|---|---|---|---|---|
| ’26 | 53.05 | 54.53 | — | — |
—
|
| ’25 | 51.43 | 48.59 | 54.01 | 53.40 |
207.42
|
| ’24 | 50.38 | 49.69 | 51.54 | 50.29 |
201.89
|
| ’23 | 52.25 | 51.78 | 53.99 | 34.67 |
192.69
|
| ’22 | 42.56 | 44.63 | 48.54 | 51.58 |
187.31
|
| ’21 | 36.85 | 38.10 | 39.30 | 40.95 |
155.19
|
| ’20 | 39.43 | 34.82 | 36.21 | 37.67 |
148.13
|
| Mar | Jun | Sep | Dec | Year | |
|---|---|---|---|---|---|
| ’26 | 14.55 | 16.94 | — | — |
—
|
| ’25 | 21.57 | (1.29) | 12.32 | 4.85 |
37.44
|
| ’24 | 9.83 | 10.69 | (0.20) | 18.63 |
38.95
|
| ’23 | 9.29 | 7.68 | 12.39 | 7.57 |
36.94
|
| ’22 | 14.74 | 16.33 | 9.74 | 10.81 |
51.61
|
| ’21 | 16.70 | 5.06 | 8.92 | 3.87 |
34.55
|
| ’20 | 18.16 | 14.50 | 7.41 | 7.72 |
47.78
|
| Mar | Jun | Sep | Dec | Year | |
|---|---|---|---|---|---|
| ’26 | 12.65 | 13.84 | — | — |
—
|
| ’25 | 18.99 | (2.63) | 11.28 | 4.13 |
31.77
|
| ’24 | 6.34 | 7.89 | (2.23) | 15.49 |
27.48
|
| ’23 | 7.34 | 3.24 | 9.42 | 4.99 |
25.00
|
| ’22 | 12.73 | 10.51 | 8.86 | 8.82 |
40.93
|
| ’21 | 15.80 | 4.07 | 8.11 | 2.20 |
30.18
|
| ’20 | 17.83 | 13.44 | 7.08 | 7.42 |
45.78
|
| Mar | Jun | Sep | Dec | Year | |
|---|---|---|---|---|---|
| ’26 | 0.67 | 0.81 | — | — |
—
|
| ’25 | 0.66 | 0.66 | 0.68 | 0.62 |
2.61
|
| ’24 | 0.52 | 0.32 | 0.21 | 0.33 |
1.39
|
| ’23 | 0.51 | 0.52 | 0.54 | 0.61 |
2.18
|
| ’22 | 0.60 | 0.62 | 0.64 | 0.67 |
2.53
|
| ’21 | 0.49 | 0.48 | 0.48 | 0.55 |
2.00
|
| ’20 | 0.52 | 0.37 | 0.40 | 0.44 |
1.73
|
| 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | 2026 | 2027 | 2028 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | 31.85 | 35.05 | 37.99 | 36.07 | — | — | — |
Low Price
|
| ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | 46.02 | 51.48 | 50.25 | 47.00 | — | — | — |
High Price
|
| ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | 1,209 | 1,316 | 1,248 | 1,016 | — | — | — |
Employees
|
| ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | 0.15 | 0.15 | 0.16 | 0.20 | — | — | — |
Revenue/Emp
|
| ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | 187.31 | 192.69 | 201.89 | 207.42 | ‡‡‡‡‡ | ‡‡‡‡‡ | — |
Revenue
|
| ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | 98.14% | 91.56% | 89.97% | 92.13% | — | — | — |
Gross Margin
|
| ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | 42.90 | 34.46 | 23.45 | 38.76 | — | — | — |
EBT
|
| ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | 22.90% | 17.89% | 11.61% | 18.69% | ‡‡‡ | ‡‡‡ | — |
EBT Margin
|
| ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | 34.90 | 30.06 | 19.17 | 35.12 | ‡‡‡‡‡ | ‡‡‡‡‡ | — |
Net Income
|
| ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | 10.98 | 9.12 | 9.32 | 8.18 | — | — | — |
Depreciation
|
| ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | 13.82 | 14.24 | 14.95 | 15.74 | ‡‡‡‡‡ | ‡‡‡‡‡ | — |
Revenue/Sh
|
| ‡‡‡‡‡ | ‡‡‡ | ‡‡‡‡ | ‡‡‡‡ | ‡‡‡‡ | ‡‡‡‡ | 2.58 | 2.22 | 1.42 | 2.66 | ‡‡‡‡‡ | ‡‡‡‡‡ | — |
Earnings/Sh
|
| ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | 3.81 | 2.73 | 2.88 | 2.84 | — | — | — |
Cash Flow/Sh
|
| ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | (0.79) | (0.88) | (0.85) | (0.43) | ‡‡‡ | ‡‡‡ | — |
Capex/Sh
|
| ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | 3.02 | 1.85 | 2.04 | 2.41 | — | — | — |
Free CF/Sh
|
| ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | 15.22 | 16.99 | 16.96 | 18.43 | — | — | — |
Book Value/Sh
|
| ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | 13.55 | 13.53 | 13.50 | 13.18 | ‡‡‡‡‡ | ‡‡‡‡‡ | — |
Shares
|
| ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | 17.55 | 20.45 | 28.81 | 15.61 | ‡‡‡‡ | ‡‡‡‡ | — |
PE Ratio
|
| ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | 3.28 | 3.19 | 2.74 | 2.64 | ‡‡‡ | ‡‡‡ | — |
PS Ratio
|
| ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | 2.97 | 2.67 | 2.41 | 2.25 | ‡‡‡ | ‡‡‡ | — |
PB Ratio
|
| ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | 2.25 | 1.30 | 1.04 | 0.79 | ‡‡‡‡ | ‡‡‡‡ | — |
EV/Sales
|
| ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | 10.30 | 9.99 | 7.66 | 5.13 | — | — | — |
EV/FCF
|
| ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | 51.61 | 36.94 | 38.95 | 37.44 | ‡‡‡ | ‡‡‡ | — |
Op' Cash Flow
|
| ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | (10.68) | (11.94) | (11.47) | (5.66) | — | — | — |
Capex
|
| ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | 40.93 | 25.00 | 27.48 | 31.77 | — | — | — |
FCF
|
| ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | (958.73) | (727.83) | (623.30) | (815.58) | — | — | — |
Working Cap'
|
| — | — | — | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | 9.00 | — | — | — | — | — | — |
Total Debt
|
| ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | (191.94) | (372.47) | (349.73) | (392.27) | — | — | — |
Net Debt
|
| ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | 206.33 | 229.81 | 229.03 | 243.00 | — | — | — |
Sh' Equity
|
| ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | 1.36% | 1.19% | 0.79% | 1.40% | — | — | — |
ROA
|
| ‡‡‡ | ‡‡‡ | ‡‡‡ | ‡‡‡‡‡ | ‡‡‡ | ‡‡‡ | 186.42% | 0.00% | 0.00% | 0.00% | — | — | — |
ROIC
|
| ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | 15.44% | 13.78% | 8.36% | 14.88% | — | — | — |
ROE
|
Cass Information Systems (CASS), a steady player in fintech payment processing for freight auditing, utilities, and telecom expenses, has delivered resilient growth with revenue rising 74% over eight years to $219.9 million in 2024, driven by efficiency gains like a 50% jump in revenue per employee. Despite cyclical hits—such as a 2020 COVID dip and a projected 13% revenue drop in 2025—forecasts show a rebound to $215 million by 2027, underscoring its tie to industrial cycles but long-term durability.
Profitability faced 2024 pressures, with net income down 36% and margins eroding, yet analysts predict a sharp EPS recovery to $3.50 by 2027 (up 146% from 2024 lows), fueled by cost controls and tech upgrades. The balance sheet shines with zero debt, massive cash reserves, and positive free cash flow supporting decades of dividend hikes. Valuation looks compelling at a forward P/E of 16.2x and EV/FCF of 7.9x, with 11% upside to targets, bolstered by recent insider buys from the CEO and CFO.
This defensive fintech gem offers stability amid volatility, with low leverage and growth potential positioning it for rerating toward historical highs—ideal for balanced portfolios seeking reliable upside.
Keep track of companies that you follow and research.
Full access to our data with predictions and indicators that we calculate daily.
Full access to our screener with tons of custom values and customizable email notifications.
Excel export of financials and screeners you define and save.