Grupo Cibest S.A. - Sponsored ADR

CIB Financial Banks Regional

Grupo Cibest S.A. - Sponsored ADR’s revenue for fiscal 2025 (year ended December 2025) was $7.3 billion, down 14.8% from fiscal 2024.

Revenue
+178.9%
EPS
+85.5%
Free cash flow
−187.3%
Total debt
+39.0%

Quarter to June 2026, against a year earlier

92.41 1.97 −2.09%
Market cap
$10.1B
P/E
18.0×
Fwd P/E
—
Dividend yield
4.33%
F-score
6/9
Altman Z
n/a
Beneish M
n/a
Dividend safety
n/a

Grupo Cibest S.A. - Sponsored ADR (CIB) Free cash flow margin

Alert me on Free cash flow margin

Grupo Cibest S.A. - Sponsored ADR's free cash flow margin over the twelve months to 30 June 2026 was 10.0%, down 18.8 percentage points from fiscal 2025 (28.8%). Over the past ten years it has ranged from −2.78% (fiscal 2024) to 49.2% (fiscal 2019); the current reading is higher than 73% of that period. That is below the Banks Regional industry median of 18.0% and below the Financial sector median of 11.4%.

Free cash flow margin, annual

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Annual newest first

Period Free cash flow margin Change (points)
FY2025 28.8% 31.55
FY2024 −2.78% (40.21)
FY2023 37.4% 26.94
FY2022 10.5% (9.87)
FY2021 20.4% (25.59)
FY2020 46.0% (3.29)
FY2019 49.2% 47.59
FY2018 1.65% (9.71)
FY2017 11.4% (4.21)
FY2016 15.6% 7.59

Against its own ten years

Low −2.78% High 49.2%
Ten-year median 15.6%
Current reading's percentile 73

Free cash flow margin against peers

Company Free cash flow margin
SSB SouthState Bank Corporation compare 41.5%
UMBF UMB Financial Corporation compare 25.9%
ONB Old National Bancorp compare 23.9%
CFR Cullen/Frost Bankers, Inc. compare 19.9%
BPOP Popular, Inc. compare 17.8%
CIB Grupo Cibest S.A. - Sponsored ADR 10.0%
FHN First Horizon Corporation compare 0.00%
ZION Zions Bancorporation, N.A. compare 0.00%
WTFC Wintrust Financial Corporation compare 0.00%
Banks Regional industry median 18.0%
Financial sector median 11.4%
Market median 0.00%

What Free cash flow margin is

Free Cash Flow Margin tells an investor how much of each sale turns into cash the company keeps after paying for investment in its assets.

(Operating Cash Flow + Property, Plant, Equipment Change (Net) + Intangible Assets Change (Net)) ÷ Revenue

The full definition of Free cash flow margin →

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