Blend Labs, Inc. BLND

1.11 0.04 3.74% as of 25 Sep
Market cap
$253.1M
P/E
0.0×
Growth Flags show if company had growth for consecutive years,
Insider Buys alert about insiders buying in the last 12 month

Insider Decisions

Total buys 33.70
Total sells 0.58
in millions of $
Nov 25 Feb 26 May 26 Aug 26
Buy — 4 1 — — — — 4 3 — 1 —
Sell 3 1 1 2 1 — — 1 — — 2 3
Insider Ownership 31.54%

Capital & Financial Ratios

Market Cap 253.07
Revenue 129.79
Net Income 0.03
Free Cash Flow 7.55
Net Debt (44.87)
Current Ratio 1.62
Debt/Equity 0.00
P/E ratio 0.00
P/S ratio 2.05
P/B ratio 0.00
Past 5Y EPS Growth 8.48%
This Y EPS Growth 650.00%
Next Y EPS Growth (37.78%)
Next 5Y EPS Growth 118.98%
in millions of $

Dividends

Payout Ratio 0.00
Annual Dividend Rate —
Annual Dividend Yield —
total individual payouts
2027 Powerpack
2026 Powerpack
2025 Powerpack
2024 Powerpack
2023 Powerpack
2022 Powerpack
2021 Powerpack
2020 Powerpack
2019 Powerpack
predictions in italic, special payouts not included in total or ratios

Assets vs Liabilities

2023 2024 2025 Q'26
Cash 137 94 68 45
Receivables 18 15 9 14
Inventory — — — —
Other — — — —
170 135 98 76
2023 2024 2025 Q'26
Payables 2 2 2 0
ST’ Debt — — — —
Other 15 10 9 11
32 39 39 47
in millions of $

Compound Annual Growth

10y 5y 3y
Sales — 5.18% (19.31%)
Cash Flow — 0.00% 0.00%
Earnings — 0.00% 0.00%
Book Value — 0.00% 0.00%

Revenue

Mar Jun Sep Dec Year
’26 31 34 — — —
’25 27 32 33 32 124
’24 24 29 33 30 116
’23 37 43 41 — 110
’22 72 66 55 43 235
’21 32 32 90 81 234
’20 16 22 28 31 96
in millions of $ · fiscal quarters ending in the months shown
value withheld pending a data check

Operating Cash Flow

Mar Jun Sep Dec Year
’26 7 8 — — —
’25 20 (7) (3) 1 12
’24 (4) (7) 2 (5) (13)
’23 (47) (34) (26) (21) (128)
’22 (46) (47) (50) (47) (190)
’21 (20) (33) (31) (43) (128)
’20 (21) (40) (14) (11) (65)
in millions of $ · fiscal quarters ending in the months shown

Free Cash Flow

Mar Jun Sep Dec Year
’26 6 7 — — —
’25 16 (10) (6) 0 0
’24 (6) (9) (1) (7) (23)
’23 (47) (35) (26) (20) (128)
’22 (46) (48) (51) (48) (192)
’21 (21) (33) (32) (44) (129)
’20 (21) (40) (15) (12) (66)
in millions of $ · fiscal quarters ending in the months shown

EPS

Mar Jun Sep Dec Year
’26 (0.05) (0.03) — — —
’25 (0.05) (0.04) 0.02 (0.03) (0.10)
’24 (0.09) (0.09) (0.03) (0.03) (0.24)
’23 (0.28) (0.18) (0.18) (0.13) (0.76)
’22 (0.32) (2.06) (0.57) (0.35) (3.28)
’21 (0.60) 0.00 (0.38) (0.32) (1.30)
’20 (0.10) (0.53) (0.38) — (1.89)
fiscal quarters ending in the months shown

Target Price Range

Analyst price targets

Recommendation Rating

1.3
1Buy 2 3Hold 4 5Sell
2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028
— — — — — 6.73 1.00 0.53 2.08 2.50

Analyst estimates 2026–2028

Powerpack
Low Price
— — — — — 21.04 10.22 2.75 5.53 4.49
High Price
— — — — 577 1,689 1,546 881 540 419
Employees
— — — 0 0 0 0 0 0 0
Revenue/Emp
— — — 51 96 234 235 110 116 124
Revenue
— — — 61.42% 64.29% 49.46% 38.12% 69.79% 71.89% 73.77%
Gross Margin
— — — (81) (75) (208) (766) (167) (43) (1)
EBT
— — — (160.72%) (77.68%) (88.71%) (325.70%) (152.80%) (36.84%) (0.71%)
EBT Margin
— 0 — (81) (75) (169) (764) (180) (43) (7)
Net Income
— — — 7 10 20 472 10 8 5
Depreciation
— — — 1.55 2.44 1.78 1.00 0.45 0.46 0.48
Revenue/Sh
— — — (2.49) (1.89) (1.30) (3.28) (0.76) (0.24) (0.10)
Earnings/Sh
— — — (1.80) (1.65) (0.97) (0.81) (0.52) (0.05) 0.04
Cash Flow/Sh
— — — (0.02) (0.03) (0.01) (0.01) 0.00 (0.04) (0.04)
Capex/Sh
— — — (1.82) (1.68) (0.98) (0.82) (0.52) (0.09) 0.00
Free CF/Sh
— — — 0.00 4.14 5.87 0.53 (0.08) (0.22) (0.12)
Book Value/Sh
— — — 33 39 132 234 245 254 259
Shares
— — — 0.00 0.00 0.00 0.00 0.00 0.00 0.00
PE Ratio
— — — 8.87 8.87 4.13 1.52 5.69 9.23 6.37
PS Ratio
— — — 0.00 0.00 1.25 2.91 0.00 0.00 0.00
PB Ratio
— — — 7.12 7.12 2.71 0.94 5.70 9.62 6.93
EV/Sales
— — — (10.95) (10.95) (4.91) (1.15) (4.89) (48.87) (10,571.10)
EV/FCF
— — — (59) (65) (128) (190) (128) (13) 12
Op' Cash Flow
— — — (1) (1) (2) (2) 0 (10) (12)
Capex
— — — (60) (66) (129) (192) (128) (23) 0
FCF
— — — 120 151 553 361 138 96 58
Working Cap'
— — — — 14 214 217 138 — —
Total Debt
— — — (128) (138) (333) (137) 1 (94) (68)
Net Debt
— — — 0 163 775 123 (19) (56) (30)
Sh' Equity
— — — 0.00% (69.17%) (25.80%) (99.48%) (58.02%) (31.49%) (14.87%)
ROA
— — — 0.00% (184.96%) (27.94%) 0.00% 0.00% 0.00% 0.00%
ROIC
— — — 41.35% 37.89% (62.00%) (171.22%) (356.63%) 160.01% 59.63%
ROE
predictions in italic, sparklines do not include predictions

All 10 years →

Fiscal years to Dec 2025 · latest quarter Jun 2026

Blend Labs, Inc. peers in Software Application

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Blend Labs, Inc. (BLND) key facts

  • Blend Labs, Inc. (BLND) is a Software Application company in the Technology sector, listed on the New York Stock Exchange.
  • As of September 25, 2026, BLND traded at $1.11, a market capitalization of $253.1 million.
  • Return on equity was 59.6% and debt-to-equity 0.00.

Source: company filings (standardised) and stockrow calculations.

Blend Labs, Inc. (BLND) Latest News

News by impact score

Fine-tune

23 Sep

4

Blend Labs expands its partnership with Alliant Credit Union to power Journey Home, Alliant's end-to-end homeownership platform. Blend will modernize the Alliant mortgage experience, enabling prequalification to full mortgage application in minutes with automated income and asset verification, digital document management, and digital closing. The collaboration broadens Blend's role from digitizing single transactions to powering a connected homebuying journey—from saving for a down payment to finding a home, financing, closing, and moving in. Alliant aims to connect previously fragmented steps and deliver a consumer-focused path. Blend positions its technology as the engine behind Journey Home, signaling deeper enterprise adoption beyond faster applications; Alliant noted Blend's broader impact on the homeownership process. Blend processed $1.2 trillion in loan volume in 2025. Expands Blend's platform adoption with a top-10 credit union's end-to-end homeownership stack, potentially driving higher loan volumes and deeper market penetration.

9 Sep

3

Alliant Credit Union partners with Blend to enhance digital home lending via technology upgrades for borrowers and lenders. Partnership adds new credit union client and supports Blend growth in home lending platform.

20 Aug

4

Blend Labs reports early production results for its Autopilot product, highlighting agentic AI capabilities in lending operations. Autopilot early results position agentic AI as a core lending technology that can materially shift Blend's competitive standing and growth trajectory.

18 Aug

3

Frost Bank partners with Blend to accelerate account opening and increase completion rates by 60%. Single-bank partnership validates Blend's product but remains limited in scale for broad trajectory shift.

13 Aug

3

Blend and Prove have reduced application drop-off by 16% for banks and credit unions. 16% drop-off reduction improves Blend's core product efficiency for financial institutions.

7 Aug

4

Blend Labs Inc Q2 2026 earnings call highlights AI Autopilot gaining traction amid ongoing operations. AI Autopilot traction indicates significant product innovation and potential trajectory shift for Blend Labs.

3 transcript

Blend Labs Q2 earnings call covered quarterly financial results, operational updates and forward guidance for the company. Q2 earnings details can shift near-term investor sentiment and valuation for BLND.

6 Aug

3

Blend Labs, Inc. announced its second quarter 2026 financial results. Quarterly earnings releases deliver financial metrics that can shift short-term investor sentiment and valuation.

4 Aug

3

Blend Labs, Inc. (BLND) launches Autopilot Analytics Agent. New product launch may improve analytics offerings and competitive stance without guaranteed broad financial effects.

16 Jul

4

Blend Labs launches Autopilot Agentic AI solution for mortgage pre-underwriting. New AI product launch targets core mortgage operations and may drive revenue growth plus competitive gains.

7 Jul

4

Blend Labs signs first wave of customers onto Autopilot, its AI agent for mortgage lending. First customer adoptions of new AI mortgage product indicate meaningful revenue potential and competitive gains.

16 Jun

3

Blend Labs expands integration with MeridianLink Mortgage, MeridianLink Consumer, and DecisionLender. Integration expansion strengthens Blend's product capabilities and partnerships.

2 Jun

3

Street analysts offer mixed views on Blend Labs after Q1 results, citing mortgage volume weakness and path to profitability as key factors with price targets clustered around current levels. Post-quarter analyst commentary can shift near-term sentiment but does not alter Blend Labs core trajectory.

19 May

3

CrossCountry Mortgage has reduced loan closing times by more than half through adoption of Blend's digital mortgage platform. Single large client deployment demonstrates Blend platform effectiveness and may support incremental customer growth.

9 May

4

Blend Labs (BLND) released Q1 earnings call highlights detailing financial results, strategic updates, and forward-looking guidance. Q1 earnings highlights cover financial performance and guidance with potential to significantly sway investor sentiment and stock trajectory.

8 May

3 transcript

Blend Labs, Inc. reported Q1 2026 financial results and outlook during its earnings call. Q1 2026 earnings figures and guidance will shape market views on Blend Labs' performance.

7 May

4 transcript

Blend Labs, Inc. (BLND) released its Q1 2026 earnings call transcript, detailing quarterly financial results, management commentary, and forward-looking guidance. Q1 2026 earnings transcript discloses financial performance, operational updates, and strategic outlook with potential to significantly sway investor sentiment and stock trajectory.

4

Blend Labs, Inc. (BLND) announced first quarter 2026 financial results. Quarterly earnings announcements significantly influence BLND's stock price and future market trajectory through revealed financial performance.

4 May

4

Blend Labs launches Autopilot MCP Server, enabling financial institutions to build and deploy their own AI agents directly on its lending platform, enhancing customization and integration for mortgage and consumer lending workflows. Autopilot MCP Server launch represents a major strategic expansion into AI, opening Blend's platform to FI-built agents and potentially driving adoption, partnerships, and revenue growth.

20 Apr

3

Form 8.3 disclosure filed for Blend Labs, Inc. (BLND), reporting investor positions and dealings in shares amid takeover offer activity under UK Takeover Panel rules. Takeover-related disclosure may noticeably influence market sentiment and competitive dynamics for BLND without fundamentally altering its trajectory.

16 Apr

4

Blend Labs, Inc. (BLND) files Form 8.3, disclosing public opening position or dealings in its shares under takeover panel rules. Form 8.3 signals major shareholder positions or dealings amid potential takeover activity, likely shifting investor sentiment and stock trajectory.

15 Apr

4

Form 8.3 filing discloses dealings in shares of Blend Labs, Inc. (BLND) by a relevant party during a takeover or merger process. Form 8.3 signals active share transactions in a potential acquisition context, likely driving significant volatility and shifts in investor sentiment for BLND.

13 Apr

4

Form 8.3 filed disclosing positions or dealings in shares of Blend Labs, Inc. (BLND) under Rule 8.3 of the Takeover Code, indicating activity related to potential takeover bid. Form 8.3 signals takeover-related share dealings that could drive major strategic changes and boost investor interest in BLND.

8 Apr

4

Form 8.3 discloses dealings by an investor in Blend Labs, Inc. (BLND) shares during a takeover offer, detailing position, interests, and recent transactions in the target company's securities. Takeover-related disclosure indicates active M&A activity that could significantly alter BLND's ownership structure and market trajectory.

7 Apr

4

Form 8.3 filed disclosing party’s interests and dealings in Blend Labs, Inc. (BLND) voting rights amid open takeover offer period. Form 8.3 signals active takeover bid process for BLND, representing major strategic shift with high potential to alter valuation and market performance.

3

Form 8.3 public opening position/dealing disclosure filed for Blend Labs, Inc. (BLND) under Rule 8.3 of the UK Takeover Code, detailing an investor's interests and recent transactions in the company's shares amid takeover activity. Takeover-related disclosures signal active M&A interest affecting competitive positioning and investor sentiment moderately.

2 Apr

3

Blend Labs, Inc. (BLND) files Form 8.3 disclosing interests and dealings in its shares amid a takeover offer. Form 8.3 reveals positions during takeover process, potentially affecting shareholder sentiment and deal dynamics.

1 Apr

4

Form 8.3 disclosure filed regarding Blend Labs, Inc. (BLND), detailing positions in shares during a potential takeover offer period. Form 8.3 signals active takeover interest that could significantly alter BLND's ownership and market trajectory.

20 Mar

3

Form 8.3 filed disclosing a party's interests and recent dealings in Blend Labs, Inc. (BLND) shares during an offer period. Form 8.3 signals takeover-related activity that may moderately affect BLND's market sentiment and valuation.

18 Mar

4

Blend Labs (BLND) launches AI Autopilot, automating loan reviews to complete in 15 seconds, enhancing efficiency for lenders. AI Autopilot launch accelerates loan reviews from minutes to 15 seconds, boosting operational efficiency and competitive positioning in fintech lending.

stockrow.com/BLND · Data as of Jun 30, 2026 · For information only; not investment advice. · © 2026 stockrow.com