Friday 6 November 2026 Export AIZ’s income statement to Excel — free account

Assurant, Inc.

AIZ Financial Insurance Property & Casualty

Assurant, Inc.’s revenue for fiscal 2025 (year ended December 2025) was $12.8 billion, up 7.89% from fiscal 2024.

Revenue: +9.22%
EPS: +6.97%
Free cash flow: +99.0%
Total debt: +0.10%

Quarter to September 2026, against a year earlier

307.23 0.36 +0.12%

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Market cap: $15.1B
P/E: 14.2×
Fwd P/E: 14.0×
Dividend yield: 1.15%
F-score: 7/9
Altman Z: n/a
Beneish M: n/a
Dividend safety: n/a

Overview Business Profile Earnings & Analysis Segments Valuation Filings

	Dec '25	Dec '24	Dec '23	Dec '22	Dec '21	Dec '20	Dec '19	Dec '18	Dec '17	Dec '16
P/E ratio Full definition →	14.05	14.66	14.13	25.57	6.75	19.35	22.37	21.50	10.47	10.41
Piotroski F-Score Full definition →	7	8	8	6	6	7	8	5	6	7
P/S ratio Full definition →	0.95	0.93	0.81	0.68	0.90	0.85	0.85	0.66	0.85	0.77
P/FCF ratio Full definition →	7.60	9.92	9.60	16.86	15.51	6.71	6.23	9.23	11.03	246.41
P/Operating CF Full definition →	18.12	107.24	24.77	24.98	36.19	18.59	33.07	26.22	33.27	32.65
P/B ratio Full definition →	2.07	2.16	1.87	1.64	1.69	1.38	1.43	1.03	1.27	1.41
Price to Tangible BV Full definition →	4.50	5.64	5.80	9.56	5.80	5.41	10.26	0.00	1.79	1.93
EV/Sales Full definition →	0.98	0.95	0.85	0.74	0.92	0.86	0.86	0.75	0.86	0.77
EV/EBITDA Full definition →	8.66	8.98	8.49	11.74	8.89	9.98	9.67	12.01	11.19	6.40
EV/Operating CF Full definition →	6.83	8.48	8.29	12.59	12.00	6.14	5.84	9.21	10.42	53.42
EV/FCF Full definition →	7.84	10.17	10.08	18.30	15.78	6.74	6.34	10.54	11.18	247.90
Quick Ratio Full definition →	0.38	0.42	0.40	0.41	0.41	0.43	0.40	0.39	0.51	0.50
Current Ratio Full definition →	0.38	0.42	0.40	0.41	0.41	0.43	0.40	0.39	0.51	0.50
Net Debt/EBITDA Full definition →	0.26	0.22	0.41	0.93	0.15	0.05	0.16	1.49	0.14	0.06
Debt/Assets Full definition →	6.08%	5.95%	6.19%	6.43%	6.49%	5.05%	4.53%	4.88%	3.35%	3.59%
Debt/Equity Full definition →	0.38	0.41	0.43	0.50	0.40	0.38	0.35	0.39	0.25	0.26
Asset Turnover Full definition →	0.36	0.35	0.33	0.30	0.26	0.22	0.22	0.22	0.21	0.25
Operating CF/Net income Full definition →	2.12	1.77	1.79	2.16	0.58	3.18	3.88	2.77	1.02	0.19
Capex/Depreciation Full definition →	(0.94)	(0.99)	(1.03)	(1.02)	(1.09)	(0.85)	(0.88)	(1.18)	(3.04)	0.32
Interest Coverage Full definition →	10.91	9.67	8.47	4.23	7.90	6.53	6.59	4.33	9.98	15.73
ROE Full definition →	15.76%	15.18%	14.06%	5.71%	23.78%	7.26%	6.73%	5.03%	12.40%	13.12%
ROA Full definition →	2.43%	2.19%	1.90%	0.83%	3.45%	0.95%	0.85%	0.65%	1.69%	1.89%
ROIC Full definition →	10.88%	10.77%	9.58%	4.54%	8.57%	6.02%	6.63%	3.54%	6.38%	12.83%
Return on Tangible Assets Full definition →	(5.30%)	(4.90%)	(4.20%)	(1.87%)	(9.63%)	(3.21%)	(1.90%)	(1.30%)	(4.56%)	(5.22%)
Average Days of Receivables Full definition →	240.99	296.04	292.31	336.81	291.05	310.11	430.50	489.66	627.44	499.21
Research and Development Expense of Revenue Full definition →	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Selling, General and Administrative Expense of Revenue Full definition →	67.80%	68.00%	69.13%	72.27%	69.51%	69.18%	67.13%	65.54%	63.14%	63.65%
Intangible Assets out of Total Assets Full definition →	0.09	0.09	0.10	0.11	0.11	0.10	0.11	0.15	0.04	0.04
Share Based Compensation of Revenue Full definition →	0.67%	0.68%	0.67%	0.61%	0.65%	0.60%	0.58%	0.71%	0.55%	0.55%
Graham Net Nets Full definition →	(1.66)	(1.68)	(2.04)	(2.59)	(1.98)	(3.46)	(3.14)	(4.51)	(2.85)	(2.48)
Graham Number Full definition →	211.82	179.76	156.85	93.35	219.04	125.23	109.95	90.04	128.87	116.65
Earnings Yield Full definition →	7.12%	6.82%	7.08%	3.91%	14.81%	5.17%	4.47%	4.65%	9.55%	9.60%
Free Cash Flow Yield Full definition →	13.15%	10.08%	10.42%	5.93%	6.45%	14.91%	16.05%	10.83%	9.06%	0.41%
Revenue per Share Full definition →	253.90	229.72	210.55	187.47	172.26	159.65	154.48	136.02	116.66	122.95
Operating CF per Share Full definition →	36.34	25.78	21.53	10.98	13.22	22.32	22.82	11.09	9.65	1.77
Capex per Share Full definition →	(4.67)	(4.28)	(3.83)	(3.43)	(3.17)	(2.02)	(1.78)	(1.40)	(0.65)	(1.39)
Free Cash Flow per Share Full definition →	31.67	21.50	17.70	7.55	10.05	20.31	21.04	9.69	8.99	0.38
Cash per Share Full definition →	36.34	34.96	30.78	28.26	34.51	36.72	30.14	21.17	18.13	16.85
Shareholders Equity per Share Full definition →	116.34	98.77	90.97	77.77	92.39	99.06	91.73	86.66	77.86	66.90
Interest Debt per Share Full definition →	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Book value per Share Full definition →	116.34	98.77	90.97	77.77	92.39	99.06	91.73	86.66	77.86	66.90
Free Cash Flow Full definition →	1,598.40	1,111.40	935.60	410.60	594.30	1,220.80	1,303.10	573.90	494.50	23.40
Working Capital Full definition →	(17,150.40)	(16,111.90)	(15,810.20)	(15,449.60)	(14,660.50)	(13,598.90)	(19,602.80)	(18,549.10)	(11,750.60)	(11,174.60)
Capital Expenditures Full definition →	(235.50)	(221.30)	(202.50)	(186.30)	(187.40)	(121.20)	(110.30)	(82.80)	(35.90)	(85.20)
Net Current Asset Value Full definition →	(20,123.20)	(18,472.70)	(18,283.50)	(17,946.10)	(18,292.00)	(28,333.20)	(25,455.80)	(23,891.90)	(15,537.20)	(14,277.80)
EV/EBIT Full definition →	10.47	10.92	10.31	16.40	10.62	12.06	11.34	13.95	11.19	6.40
Capex to Sales Full definition →	0.02	0.02	0.02	0.02	0.02	0.01	0.01	0.01	0.01	0.01
Price to Operating Income Full definition →	11.18	11.89	11.13	19.78	11.95	14.17	13.14	15.89	12.28	6.79
Other line items
Depreciation/Fixed assets Full definition →	0.30	0.29	0.29	0.28	0.31	0.32	0.29	0.18	0.03	(0.78)
Cash ROIC Full definition →	16.12%	12.35%	10.98%	5.20%	6.12%	11.72%	13.64%	6.84%	7.79%	0.38%
Accounts Receivable Turnover Full definition →	1.42	1.28	1.22	1.16	1.25	0.99	0.87	0.74	0.60	0.79
Accounts Payable Turnover Full definition →	0.11	0.10	0.10	0.09	0.09	0.08	0.08	0.09	0.08	0.08
Inventory Turnover Full definition →	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Average Days of Payables Full definition →	3,341.65	3,561.41	3,735.63	3,982.02	4,000.31	3,731.77	4,928.82	4,716.99	4,567.83	4,464.69
Days of Inventory on Hand Full definition →	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Average Receivables Full definition →	9,047.10	9,274.15	9,160.30	8,764.75	8,139.00	9,720.25	11,047.85	10,918.50	10,664.35	9,516.16
Average Payables Full definition →	26,899.05	26,401.55	25,777.10	24,938.45	23,697.00	27,738.65	31,244.80	26,841.90	22,765.70	22,045.64
Average Assets Full definition →	35,655.10	34,327.90	33,376.25	33,518.95	39,285.25	44,470.55	42,690.25	36,466.15	30,776.05	29,872.75
Average Common Equity Full definition →	5,489.15	4,958.10	4,519.10	4,846.40	5,708.00	5,815.55	5,405.10	4,706.25	4,189.80	4,311.03

Show all line items

Columns are period end dates · fundamentals updated 5 Nov 2026

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