Saturday 17 October 2026
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AIFU Inc. - Sponsored ADR
AIFU Financial Insurance Brokers
AIFU Inc. - Sponsored ADR’s revenue for fiscal 2025 (year ended December 2025) was $79.6 million, down 67.9% from fiscal 2024.
11.11
0.20
−1.77%
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| Dec '16 | Dec '17 | Dec '18 | Dec '19 | Dec '20 | Dec '21 | Dec '22 | Dec '23 | Dec '24 | Dec '25 | |
|---|---|---|---|---|---|---|---|---|---|---|
P/E ratio |
22.56 | 20.59 | 21.71 | 53.00 | 16.49 | 10.25 | 27.65 | 8.77 | 1.51 | 0.18 |
Piotroski F-Score |
4 | 6 | 5 | 6 | 7 | 7 | 5 | 6 | 7 | 3 |
P/S ratio |
0.75 | 2.18 | 2.71 | 2.67 | 1.29 | 0.76 | 0.96 | 0.76 | 0.13 | 0.02 |
P/FCF ratio |
46.66 | 67.84 | 25.89 | 68.42 | 11.69 | 41.43 | 0.00 | 0.00 | 23.49 | 0.00 |
P/Operating CF |
30.95 | 144.03 | 29.51 | 78.33 | 37.58 | 36.22 | 17.25 | 43.16 | 13.04 | 34.78 |
P/B ratio |
1.04 | 2.23 | 2.29 | 4.83 | 2.16 | 1.27 | 1.54 | 1.04 | 0.19 | 0.02 |
Price to Tangible BV |
1.10 | 2.31 | 2.35 | 5.11 | 2.29 | 1.35 | 1.64 | 1.28 | 0.23 | 0.03 |
EV/Sales |
0.10 | 1.46 | 2.04 | 2.18 | 0.82 | 0.33 | 0.62 | 0.34 | (0.09) | (0.15) |
EV/EBITDA |
9.93 | 18.65 | 19.02 | 16.92 | 8.82 | 3.53 | 10.22 | 5.63 | 0.00 | 0.00 |
EV/Operating CF |
5.40 | 39.28 | 18.42 | 45.31 | 6.63 | 8.45 | 12.52 | 10.83 | (1.85) | (4.74) |
EV/FCF |
6.24 | 45.48 | 19.49 | 55.97 | 7.39 | 17.73 | (473.53) | (32.73) | (15.87) | 29.57 |
Quick Ratio |
4.85 | 6.18 | 3.32 | 2.77 | 2.44 | 2.16 | 1.68 | 1.85 | 2.14 | 0.77 |
Current Ratio |
4.95 | 6.24 | 3.38 | 2.83 | 2.49 | 2.49 | 2.41 | 2.32 | 2.50 | 1.18 |
Net Debt/EBITDA |
(64.31) | (9.17) | (5.31) | (3.70) | (4.85) | (4.45) | (4.99) | (5.82) | 1.74 | (0.49) |
Debt/Assets |
0.00% | 0.00% | 0.00% | 2.32% | 2.80% | 2.68% | 1.15% | 4.06% | 3.25% | 3.66% |
Debt/Equity |
0.00 | 0.00 | 0.00 | 0.04 | 0.04 | 0.04 | 0.02 | 0.07 | 0.05 | 0.12 |
Asset Turnover |
1.10 | 0.94 | 0.78 | 1.01 | 1.04 | 1.05 | 0.84 | 0.88 | 0.44 | 0.20 |
Operating CF/Net income |
0.56 | 0.34 | 0.86 | 0.94 | 1.50 | 0.50 | 1.37 | 0.36 | 0.31 | 0.01 |
Capex/Depreciation |
(2.13) | (0.44) | (0.84) | (1.14) | (0.83) | (1.62) | (3.80) | (0.29) | (0.18) | 1.95 |
Interest Coverage |
0.11 | 1.30 | 1.85 | 5.73 | 6.27 | 8.42 | 5.36 | 20.93 | — | (10.52) |
| 4.43% | 12.52% | 17.52% | 7.83% | 13.86% | 12.97% | 5.20% | 13.62% | 18.08% | (152.14%) | |
| 3.68% | 10.32% | 13.75% | 5.14% | 8.51% | 8.03% | 3.04% | 7.76% | 10.94% | (82.67%) | |
ROIC |
2.64% | 16.25% | 77.24% | 119.01% | 46.79% | 35.22% | 13.31% | 12.25% | (14.17%) | (5.01%) |
Return on Tangible Assets |
5.27% | 12.85% | 27.81% | 10.65% | 18.90% | 17.87% | 6.96% | 19.43% | 34.97% | (1,472.82%) |
Average Days of Receivables |
42.89 | 102.75 | 63.08 | 73.75 | 70.74 | 50.33 | 81.97 | 44.70 | 182.34 | 232.07 |
Research and Development Expense of Revenue |
0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Selling, General and Administrative Expense of Revenue |
22.89% | 18.49% | 20.15% | 20.32% | 23.01% | 26.11% | 29.38% | 26.80% | 40.23% | 56.30% |
Intangible Assets out of Total Assets |
0.04 | 0.03 | 0.03 | 0.03 | 0.04 | 0.03 | 0.04 | 0.11 | 0.00 | 0.00 |
Share Based Compensation of Revenue |
0.11% | 0.00% | 0.00% | 0.01% | (0.01%) | 0.00% | 0.02% | 0.53% | 2.13% | 3.05% |
Graham Net Nets |
0.81 | 0.38 | 0.22 | 0.13 | 0.28 | 0.40 | 0.35 | 0.27 | 1.52 | 18.06 |
Graham Number |
3,443.87 | 6,220.21 | 0.00 | 3,079.10 | 3,829.59 | 3,827.23 | 2,091.34 | 4,013.25 | 0.00 | 0.00 |
Earnings Yield |
4.43% | 4.86% | 4.61% | 1.89% | 6.06% | 9.75% | 3.62% | 11.41% | 66.36% | 544.78% |
Free Cash Flow Yield |
2.14% | 1.47% | 3.86% | 1.46% | 8.56% | 2.41% | (0.14%) | (1.38%) | 4.26% | (32.17%) |
Revenue per Share |
4,665.96 | 4,080.43 | 3,259.35 | 3,897.03 | 3,732.23 | 3,824.96 | 3,002.95 | 3,354.31 | 1,859.03 | 157.07 |
Operating CF per Share |
87.20 | 151.82 | 491.85 | 187.52 | 459.42 | 147.56 | 148.71 | 106.75 | 146.81 | (4.59) |
Capex per Share |
(71.31) | (20.70) | (21.18) | (20.66) | (17.04) | (34.80) | (79.83) | (10.43) | (5.48) | 2.92 |
Free Cash Flow per Share |
15.89 | 131.12 | 470.66 | 166.86 | 442.38 | 112.76 | 68.88 | 96.31 | 141.33 | (1.67) |
Cash per Share |
3,049.17 | 2,931.99 | 2,255.58 | 1,974.76 | 1,869.77 | 1,767.55 | 1,052.84 | 1,576.31 | 866.51 | 11.12 |
Shareholders Equity per Share |
3,378.99 | 3,980.56 | 2,579.05 | 2,149.85 | 2,232.24 | 2,292.28 | 1,869.10 | 2,451.47 | 2,703.47 | 132.96 |
Interest Debt per Share |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Book value per Share |
3,378.99 | 3,980.56 | 2,579.05 | 2,149.85 | 2,232.24 | 2,292.28 | 1,869.10 | 2,451.47 | 2,703.47 | 132.96 |
Free Cash Flow |
2.31 | 20.19 | 72.91 | 22.79 | 59.37 | 15.13 | 9.25 | 12.94 | 18.84 | (0.84) |
Working Capital |
424.52 | 533.43 | 313.51 | 249.04 | 211.89 | 213.01 | 194.51 | 190.40 | 167.53 | 13.10 |
Capital Expenditures |
(10.35) | (3.19) | (3.28) | (2.82) | (2.29) | (4.67) | (10.72) | (1.40) | (0.73) | 1.48 |
Net Current Asset Value |
411.94 | 519.99 | 282.34 | 184.63 | 181.68 | 154.46 | 135.62 | 93.27 | 71.12 | (64.80) |
EV/EBIT |
33.77 | 21.88 | 17.97 | 17.22 | 8.82 | 3.53 | 10.22 | 5.63 | 0.00 | 0.00 |
Capex to Sales |
0.02 | 0.01 | 0.01 | 0.01 | 0.00 | 0.01 | 0.03 | 0.00 | 0.00 | (0.02) |
Price to Operating Income |
252.47 | 32.63 | 23.88 | 21.05 | 13.96 | 8.25 | 15.79 | 12.47 | 2.14 | 0.26 |
| Other line items | ||||||||||
Depreciation/Fixed assets |
1.07 | 1.81 | 0.71 | 0.42 | 0.49 | 0.39 | 0.20 | 0.37 | 0.37 | 0.08 |
Cash ROIC |
0.25% | 1.90% | 9.74% | 3.96% | 10.53% | 2.71% | 2.33% | 2.29% | 3.81% | (1.04%) |
Accounts Receivable Turnover |
10.83 | 4.90 | 3.82 | 5.47 | 4.90 | 6.12 | 5.00 | 6.18 | 2.77 | 0.91 |
Accounts Payable Turnover |
16.02 | 13.20 | 8.57 | 6.90 | 6.01 | 6.01 | 4.95 | 6.87 | 5.99 | 2.98 |
Inventory Turnover |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Average Days of Payables |
28.12 | 24.22 | 51.76 | 56.27 | 62.22 | 57.93 | 73.66 | 42.75 | 37.15 | 104.85 |
Days of Inventory on Hand |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Average Receivables |
62.52 | 128.22 | 132.07 | 97.41 | 102.31 | 83.93 | 80.68 | 72.87 | 89.48 | 87.20 |
Average Payables |
32.45 | 35.64 | 39.80 | 51.69 | 56.42 | 55.26 | 52.61 | 43.96 | 25.45 | 13.56 |
Average Assets |
615.10 | 669.33 | 645.28 | 528.31 | 483.22 | 490.47 | 478.35 | 509.25 | 569.62 | 393.60 |
Average Common Equity |
510.17 | 551.65 | 506.25 | 346.58 | 296.62 | 303.60 | 279.32 | 290.13 | 344.80 | 213.87 |
Columns are period end dates · fundamentals updated 1 Oct 2026