ACI Worldwide, Inc.

ACIW Technology Software Infrastructure

ACI Worldwide, Inc.’s revenue for fiscal 2025 (year ended December 2025) was $1.8 billion, up 10.4% from fiscal 2024. In the quarter to June 2026, revenue grew 7.27%, EPS grew 158.3%, free cash flow grew 35.1% and total debt fell 8.45%, each against the same quarter a year earlier. Revenue growth for five consecutive years; insiders bought in the last twelve months.

52.80 0.25 +0.48%
Market cap
$5.3B
P/E
24.0×
Fwd P/E
17.0×
Dividend yield
—
F-score
7/9
Altman Z
3.77
Beneish M
−2.54
Dividend safety
n/a

ACI Worldwide, Inc. (ACIW) Piotroski F-score

Alert me on Piotroski F-score

ACI Worldwide, Inc.'s Piotroski F-score for fiscal 2025 is 7 out of 9: 7 of nine tests of profitability, leverage and efficiency passed, down from 8 in fiscal 2024.

Piotroski F-score, annual

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Annual newest first

Period Piotroski F-score Change (points)
FY2025 7 (1.00)
FY2024 8 2.00
FY2023 6 (1.00)
FY2022 7 0.00
FY2021 7 2.00
FY2020 5 2.00
FY2019 3 (5.00)
FY2018 8 2.00
FY2017 6 0.00
FY2016 6 —

How fiscal 2025’s score is made up

Test This year Year before Result Points
Positive return on assets 7.39% 6.28% Pass 1
Positive operating cash flow 322.83m 358.75m Pass 1
Rising return on assets 7.39% 6.28% Pass 1
Cash flow above net income 96.17m 155.63m Pass 1
Falling long-term leverage 0.25 0.28 Pass 1
Rising current ratio 1.54 1.64 Fail 0
No new shares issued 103,956,000 105,491,000 Pass 1
Rising gross margin 48.99% 50.34% Fail 0
Rising asset turnover 0.57 0.49 Pass 1
Piotroski F-score Strong — most fundamentals improved 7

How the Piotroski F-score works

One point for each of nine tests, this fiscal year against the one before: positive return on assets, positive operating cash flow, rising return on assets, cash flow above net income, falling long-term leverage, a rising current ratio, no new shares issued, a rising gross margin and rising asset turnover. The ratios are the ones on this site, so each can be checked.

Joseph Piotroski (2000) called 8–9 high and 0–1 low; reading it in three bands is the common convention:

7–9Strong — most fundamentals improved
4–6Mixed
0–3Weak — most fundamentals deteriorated

Where this differs from the paper: return on assets is on average rather than beginning-of-year assets, and weighted basic shares stand in for shares issued. The score is shown only when all nine tests can be worked out, which takes three fiscal years; banks and insurers, which report no current assets or gross profit, have none.

Piotroski F-score against peers

What Piotroski F-score is

The Piotroski F-Score tells an investor how many signs of improving profitability, funding and efficiency a company shows against a year earlier.

One point for each of nine tests against a year earlier: positive return on assets, positive operating cash flow, rising return on assets, cash flow above net income, falling long-term leverage, rising current ratio, no new shares issued, rising gross margin, and rising asset turnover

The full definition of Piotroski F-score →

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