Usio Inc (USIO) vs Vivopower International Plc (VIVO)

Usio Inc and Vivopower International Plc are both Software Infrastructure companies. Usio Inc and Vivopower International Plc are of similar size ($81.4M and $75.4M). Usio Inc grew revenue faster over the last twelve months: 10.4% against −57.9%. Usio Inc has the higher net margin (−1.63% vs −122.4%) and the lower return on invested capital (−5.13% vs 0.00%). Across the 16 metrics below, Vivopower International Plc leads on 10 and Usio Inc on 6.

Valuation

Metric USIO VIVO Software Infrastructure median
P/E n/m n/m 28.38
P/S 0.85 n/m 2.98
P/B 4.17 n/m 2.93
Price to free cash flow n/m n/m 16.28
EV/EBITDA 194.38 n/m 13.92
EV/Sales 0.79 0.77 2.90
Earnings yield (1.81%) (96.19%) 0.14%
Free cash flow yield (1.46%) 0.00% 1.24%

Profitability

Metric USIO VIVO Software Infrastructure median
Gross margin 22.26% (13.87%) 61.00%
Operating margin (1.21%) 0.00% 0.00%
Net margin (1.63%) (122.44%) 0.00%
Free cash flow margin (1.23%) 0.00% 1.67%
Return on equity (8.04%) 0.00% 0.60%
Return on assets (1.30%) 0.00% 0.00%
Return on invested capital (5.13%) 0.00% 0.00%

Growth

Metric USIO VIVO Software Infrastructure median
Revenue growth (TTM) 10.39% (57.91%) 13.41%
EPS growth (last fiscal year) (175.00%) 87.34% 27.10%
Revenue growth, 5-year CAGR 21.50% (73.65%) 15.57%
Net income growth, 5-year CAGR 0.00% 0.00% 0.00%

Health

Metric USIO VIVO Software Infrastructure median
Debt to equity 0.07 1.45 0.05
Current ratio 1.10 1.35 1.55
Net debt to EBITDA 14.68 (3.53) 0.08

Dividend

Metric USIO VIVO Software Infrastructure median
Dividend yield — — 1.20%
Payout ratio — — 0.29

Size

Metric USIO VIVO Software Infrastructure median
Market cap 81.36m 75.35m 752.37m

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