Southern Missouri Bancorp, Inc. (SMBC) vs South Plains Financial, Inc. (SPFI)
Southern Missouri Bancorp, Inc. and South Plains Financial, Inc. are both Banks Regional companies. Southern Missouri Bancorp, Inc. and South Plains Financial, Inc. are of similar size ($807.3M and $795.3M). Southern Missouri Bancorp, Inc. trades at the lower P/E: 11.2× against 11.3×. South Plains Financial, Inc. grew revenue faster over the last twelve months: 6.59% against 3.74%. Southern Missouri Bancorp, Inc. has the higher net margin (22.6% vs 20.8%) and the higher return on invested capital (8.43% vs 0.00%). Both pay a dividend; South Plains Financial, Inc. yields more (2.08% vs 2.06%). Across the 20 metrics below, Southern Missouri Bancorp, Inc. leads on 14 and South Plains Financial, Inc. on 6.
Valuation
Profitability
| Metric | SMBC | SPFI | Banks Regional median |
|---|---|---|---|
| Gross margin | 63.34% | 72.40% | 69.57% |
| Operating margin | 0.00% | 0.00% | 0.00% |
| Net margin | 22.58% | 20.79% | 18.66% |
| Free cash flow margin | 24.74% | 24.14% | 21.18% |
| Return on equity | 12.60% | 12.01% | 10.64% |
| Return on assets | 1.39% | 1.33% | 1.13% |
| Return on invested capital | 8.43% | 0.00% | 8.33% |
Growth
Health
Dividend
Size
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