Hanmi Financial Corporation (HAFC) vs Southside Bancshares, Inc. (SBSI)
- Hanmi Financial Corporation HAFC 31.10 +0.52%
- Southside Bancshares, Inc. SBSI 30.69 +0.62%
Hanmi Financial Corporation and Southside Bancshares, Inc. are both Banks Regional companies. Hanmi Financial Corporation and Southside Bancshares, Inc. are of similar size ($917.4M and $909.2M). Hanmi Financial Corporation trades at the lower P/E: 10.4× against 12.1×. Hanmi Financial Corporation grew revenue faster over the last twelve months: 4.20% against −4.11%. Hanmi Financial Corporation has the higher net margin (19.8% vs 17.6%) and the higher return on invested capital (11.3% vs 5.30%). Both pay a dividend; Southside Bancshares, Inc. yields more (4.72% vs 3.57%). Across the 19 metrics below, Hanmi Financial Corporation leads on 17 and Southside Bancshares, Inc. on 2.
Valuation
Profitability
| Metric | HAFC | SBSI | Banks Regional median |
|---|---|---|---|
| Gross margin | 63.45% | 57.64% | 69.55% |
| Operating margin | 0.00% | 0.00% | 0.00% |
| Net margin | 19.80% | 17.64% | 18.66% |
| Free cash flow margin | 46.60% | 29.51% | 21.11% |
| Return on equity | 11.33% | 8.99% | 10.65% |
| Return on assets | 1.13% | 0.89% | 1.13% |
| Return on invested capital | 11.28% | 5.30% | 8.35% |
Growth
Health
Dividend
Size
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