Hanmi Financial Corporation (HAFC) vs Southside Bancshares, Inc. (SBSI)
Hanmi Financial Corporation and Southside Bancshares, Inc. are both Banks Regional companies. Hanmi Financial Corporation and Southside Bancshares, Inc. are of similar size ($943.7M and $921.1M). Hanmi Financial Corporation trades at the lower P/E: 10.7× against 12.2×. Hanmi Financial Corporation grew revenue faster over the last twelve months: 4.20% against −4.11%. Hanmi Financial Corporation has the higher net margin (19.8% vs 17.6%) and the higher return on invested capital (11.3% vs 5.30%). Both pay a dividend; Hanmi Financial Corporation yields more (6.78% vs 4.90%). Across the 20 metrics below, Hanmi Financial Corporation leads on 19 and Southside Bancshares, Inc. on 1.
Valuation
Profitability
| Metric | HAFC | SBSI | Banks Regional median |
|---|---|---|---|
| Gross margin | 63.45% | 57.64% | 69.57% |
| Operating margin | 0.00% | 0.00% | 0.00% |
| Net margin | 19.80% | 17.64% | 18.66% |
| Free cash flow margin | 46.60% | 29.51% | 21.18% |
| Return on equity | 11.33% | 8.99% | 10.64% |
| Return on assets | 1.13% | 0.89% | 1.13% |
| Return on invested capital | 11.28% | 5.30% | 8.33% |
Growth
Health
Dividend
Size
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