Safety Insurance Group, Inc. (SAFT) vs United Fire Group, Inc (UFCS)
Safety Insurance Group, Inc. and United Fire Group, Inc are both Insurance Property & Casualty companies. Safety Insurance Group, Inc. is the larger, with a market value of $1.5B against $1.4B — 1.1× the size. United Fire Group, Inc trades at the lower P/E: 9.9× against 22.3×. United Fire Group, Inc grew revenue faster over the last twelve months: 11.4% against 7.21%. United Fire Group, Inc has the higher net margin (9.57% vs 5.33%) and the higher return on invested capital (12.0% vs 6.55%). Both pay a dividend; Safety Insurance Group, Inc. yields more (4.37% vs 2.93%). Across the 23 metrics below, United Fire Group, Inc leads on 18 and Safety Insurance Group, Inc. on 5.
Valuation
Profitability
| Metric | SAFT | UFCS | Insurance Property & Casualty median |
|---|---|---|---|
| Gross margin | 7.63% | 35.24% | 41.16% |
| Operating margin | 6.99% | 12.87% | 15.09% |
| Net margin | 5.33% | 9.57% | 11.51% |
| Free cash flow margin | 13.66% | 18.22% | 17.59% |
| Return on equity | 7.84% | 15.46% | 18.19% |
| Return on assets | 2.82% | 3.67% | 3.74% |
| Return on invested capital | 6.55% | 12.03% | 12.06% |
Growth
Health
Dividend
Size
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