PayPal Holdings, Inc. (PYPL) vs Visa Inc. (V)
PayPal Holdings, Inc. and Visa Inc. are both Credit Services companies. Visa Inc. is the larger, with a market value of $686.4B against $45.0B — 15.2× the size. PayPal Holdings, Inc. trades at the lower P/E: 10.3× against 30.1×. Visa Inc. grew revenue faster over the last twelve months: 14.4% against 5.69%. Visa Inc. has the higher net margin (50.8% vs 14.4%) and the higher return on invested capital (38.0% vs 16.9%). Across the 22 metrics below, PayPal Holdings, Inc. leads on 12 and Visa Inc. on 10.
Valuation
Profitability
| Metric | PYPL | V | Credit Services median |
|---|---|---|---|
| Gross margin | 40.48% | 100.00% | 77.13% |
| Operating margin | 17.42% | 60.68% | 0.34% |
| Net margin | 14.36% | 50.78% | 9.25% |
| Free cash flow margin | 19.35% | 47.23% | 13.03% |
| Return on equity | 24.50% | 62.36% | 8.49% |
| Return on assets | 6.03% | 23.22% | 2.29% |
| Return on invested capital | 16.92% | 38.04% | 4.09% |
Growth
Health
Dividend
Size
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