Preferred Bank (PFBC) vs Westamerica Bancorporation (WABC)
Preferred Bank and Westamerica Bancorporation are both Banks Regional companies. Preferred Bank and Westamerica Bancorporation are of similar size ($1.4B and $1.3B). Preferred Bank trades at the lower P/E: 9.8× against 13.4×. Preferred Bank grew revenue faster over the last twelve months: 1.04% against −8.51%. Westamerica Bancorporation has the higher net margin (41.7% vs 26.5%) and the lower return on invested capital (13.6% vs 34.3%). Both pay a dividend; Preferred Bank yields more (4.10% vs 3.95%). Across the 20 metrics below, Preferred Bank leads on 15 and Westamerica Bancorporation on 5.
Valuation
Profitability
| Metric | PFBC | WABC | Banks Regional median |
|---|---|---|---|
| Gross margin | 58.03% | 94.83% | 69.57% |
| Operating margin | 0.00% | 0.00% | 0.00% |
| Net margin | 26.54% | 41.71% | 18.66% |
| Free cash flow margin | 27.55% | 40.89% | 21.18% |
| Return on equity | 17.23% | 12.49% | 10.64% |
| Return on assets | 1.80% | 1.91% | 1.13% |
| Return on invested capital | 34.31% | 13.63% | 8.33% |
Growth
Health
Dividend
Size
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