First Mid Bancshares, Inc. (FMBH) vs Preferred Bank (PFBC)
First Mid Bancshares, Inc. and Preferred Bank are both Banks Regional companies. First Mid Bancshares, Inc. and Preferred Bank are of similar size ($1.3B and $1.3B). Preferred Bank trades at the lower P/E: 9.8× against 12.3×. First Mid Bancshares, Inc. grew revenue faster over the last twelve months: 10.4% against 1.04%. Preferred Bank has the higher net margin (26.5% vs 19.8%) and the higher return on invested capital (34.3% vs 9.74%). Both pay a dividend; Preferred Bank yields more (4.10% vs 3.04%). Across the 20 metrics below, Preferred Bank leads on 14 and First Mid Bancshares, Inc. on 6.
Valuation
Profitability
| Metric | FMBH | PFBC | Banks Regional median |
|---|---|---|---|
| Gross margin | 75.52% | 58.03% | 69.57% |
| Operating margin | 0.00% | 0.00% | 0.00% |
| Net margin | 19.76% | 26.54% | 18.66% |
| Free cash flow margin | 25.00% | 27.55% | 21.18% |
| Return on equity | 10.05% | 17.23% | 10.64% |
| Return on assets | 1.19% | 1.80% | 1.13% |
| Return on invested capital | 9.74% | 34.31% | 8.33% |
Growth
Health
Dividend
Size
Any metric, up to five companies and an Excel export Powerpack