HBT Financial, Inc. (HBT) vs Preferred Bank (PFBC)
- HBT Financial, Inc. HBT 35.58 +0.59%
- Preferred Bank PFBC 104.43 +0.81%
HBT Financial, Inc. and Preferred Bank are both Banks Regional companies. HBT Financial, Inc. and Preferred Bank are of similar size ($1.3B and $1.2B). Preferred Bank trades at the lower P/E: 9.4× against 15.2×. HBT Financial, Inc. grew revenue faster over the last twelve months: 13.3% against 1.04%. Preferred Bank has the higher net margin (26.5% vs 23.4%) and the higher return on invested capital (34.3% vs 8.43%). Both pay a dividend; Preferred Bank yields more (3.06% vs 2.59%). Across the 19 metrics below, Preferred Bank leads on 15 and HBT Financial, Inc. on 4.
Valuation
Profitability
| Metric | HBT | PFBC | Banks Regional median |
|---|---|---|---|
| Gross margin | 80.95% | 58.03% | 69.55% |
| Operating margin | 0.00% | 0.00% | 0.00% |
| Net margin | 23.44% | 26.54% | 18.66% |
| Free cash flow margin | 22.88% | 27.55% | 21.11% |
| Return on equity | 11.56% | 17.23% | 10.65% |
| Return on assets | 1.32% | 1.83% | 1.13% |
| Return on invested capital | 8.43% | 34.31% | 8.35% |
Growth
Health
Dividend
Size
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