Pathfinder Bancorp, Inc. (PBHC) vs Provident Financial Holdings, Inc. (PROV)

Pathfinder Bancorp, Inc. and Provident Financial Holdings, Inc. are both Banks Regional companies. Pathfinder Bancorp, Inc. and Provident Financial Holdings, Inc. are of similar size ($114.5M and $108.9M). Pathfinder Bancorp, Inc. has negative trailing earnings, so its P/E is not meaningful; Provident Financial Holdings, Inc. trades at 17.7×. Provident Financial Holdings, Inc. grew revenue faster over the last twelve months: −0.90% against −8.03%. Provident Financial Holdings, Inc. has the higher net margin (11.2% vs 0.20%) and the higher return on invested capital (2.57% vs −1.09%). Both pay a dividend; Provident Financial Holdings, Inc. yields more (3.92% vs 3.06%). Across the 19 metrics below, Provident Financial Holdings, Inc. leads on 11 and Pathfinder Bancorp, Inc. on 8.