Old Second Bancorp, Inc. (OSBC) vs Univest Corporation of Pennsylvania (UVSP)
Old Second Bancorp, Inc. and Univest Corporation of Pennsylvania are both Banks Regional companies. Old Second Bancorp, Inc. and Univest Corporation of Pennsylvania are of similar size ($1.3B and $1.2B). Univest Corporation of Pennsylvania trades at the lower P/E: 12.1× against 14.0×. Old Second Bancorp, Inc. grew revenue faster over the last twelve months: 33.1% against 2.67%. Old Second Bancorp, Inc. has the higher net margin (20.2% vs 18.9%) and the higher return on invested capital (9.36% vs 8.98%). Both pay a dividend; Univest Corporation of Pennsylvania yields more (4.38% vs 1.60%). Across the 20 metrics below, Old Second Bancorp, Inc. leads on 12 and Univest Corporation of Pennsylvania on 8.
Valuation
Profitability
| Metric | OSBC | UVSP | Banks Regional median |
|---|---|---|---|
| Gross margin | 83.46% | 65.06% | 69.57% |
| Operating margin | 0.00% | 0.00% | 0.00% |
| Net margin | 20.22% | 18.86% | 18.66% |
| Free cash flow margin | 27.71% | 20.30% | 21.18% |
| Return on equity | 11.40% | 10.52% | 10.64% |
| Return on assets | 1.47% | 1.22% | 1.13% |
| Return on invested capital | 9.36% | 8.98% | 8.33% |
Growth
Health
Dividend
Size
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