OptimumBank Holdings, Inc. (OPHC) vs Patriot National Bancorp Inc. (PNBK)
- OptimumBank Holdings, Inc. OPHC 8.79 −1.79%
- Patriot National Bancorp Inc. PNBK 0.83 −2.35%
OptimumBank Holdings, Inc. and Patriot National Bancorp Inc. are both Banks Regional companies. OptimumBank Holdings, Inc. and Patriot National Bancorp Inc. are of similar size ($113.0M and $105.1M). Patriot National Bancorp Inc. has negative trailing earnings, so its P/E is not meaningful; OptimumBank Holdings, Inc. trades at 5.6×. OptimumBank Holdings, Inc. grew revenue faster over the last twelve months: 24.1% against 15.6%. OptimumBank Holdings, Inc. has the higher net margin (24.7% vs −9.76%) and the higher return on invested capital (62.5% vs 0.00%). Across the 15 metrics below, OptimumBank Holdings, Inc. leads on 12 and Patriot National Bancorp Inc. on 3.
Valuation
Profitability
| Metric | OPHC | PNBK | Banks Regional median |
|---|---|---|---|
| Gross margin | 70.90% | 58.32% | 69.55% |
| Operating margin | 0.00% | 0.00% | 0.00% |
| Net margin | 24.72% | (9.76%) | 18.66% |
| Free cash flow margin | 31.39% | (27.60%) | 21.11% |
| Return on equity | 16.68% | (8.72%) | 10.65% |
| Return on assets | 1.71% | (0.58%) | 1.13% |
| Return on invested capital | 62.53% | 0.00% | 8.35% |
Growth
Health
Dividend
Size
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