Onity Group Inc. (ONIT) vs Pineapple Financial Inc. (PAPL)
Onity Group Inc. and Pineapple Financial Inc. are both Mortgage Finance companies. Onity Group Inc. is the larger, with a market value of $259.1M against $25.5M — 10.2× the size. Pineapple Financial Inc. has negative trailing earnings, so its P/E is not meaningful; Onity Group Inc. trades at 1.8×. Onity Group Inc. grew revenue faster over the last twelve months: 16.3% against −2.54%. Onity Group Inc. has the higher net margin (12.0% vs −90.2%) and the higher return on invested capital (3.23% vs −0.40%). Across the 18 metrics below, Onity Group Inc. leads on 13 and Pineapple Financial Inc. on 5.
Valuation
Profitability
| Metric | ONIT | PAPL | Mortgage Finance median |
|---|---|---|---|
| Gross margin | 100.00% | 100.00% | 84.40% |
| Operating margin | 32.33% | 25.36% | 12.51% |
| Net margin | 11.98% | (90.19%) | (0.83%) |
| Free cash flow margin | (222.65%) | (209.14%) | (45.06%) |
| Return on equity | 25.19% | (9.57%) | (1.16%) |
| Return on assets | 0.95% | (6.23%) | 0.38% |
| Return on invested capital | 3.23% | (0.40%) | 0.36% |
Growth
Health
Dividend
Size
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