Mitsubishi UFJ Financial Group, Inc. (MUFG) vs Bank of N.T. Butterfield & Son Limited (The) (NTB)

Mitsubishi UFJ Financial Group, Inc. and Bank of N.T. Butterfield & Son Limited (The) are both Banks Diversified companies. Mitsubishi UFJ Financial Group, Inc. is the larger, with a market value of $246.1B against $2.3B — 107.4× the size. Bank of N.T. Butterfield & Son Limited (The) trades at the lower P/E: 10.0× against 17.0×. Mitsubishi UFJ Financial Group, Inc. grew revenue faster over the last twelve months: 44.4% against −1.50%. Bank of N.T. Butterfield & Son Limited (The) has the higher net margin (29.3% vs 19.3%) and the higher return on invested capital (0.00% vs 0.00%). Both pay a dividend; Bank of N.T. Butterfield & Son Limited (The) yields more (3.41% vs 1.44%). Across the 17 metrics below, Bank of N.T. Butterfield & Son Limited (The) leads on 13 and Mitsubishi UFJ Financial Group, Inc. on 4.

Valuation

Metric MUFG NTB Banks Diversified median
P/E 17.02 10.04 11.97
P/S 3.19 2.89 2.60
P/B 1.62 2.01 1.59
Price to free cash flow n/m 11.02 4.04
EV/EBITDA — — —
EV/Sales — — —
Earnings yield 5.88% 9.96% 8.36%
Free cash flow yield (95.88%) 9.07% 7.80%

Profitability

Metric MUFG NTB Banks Diversified median
Gross margin 65.49% 78.57% 67.14%
Operating margin 0.00% 0.00% 0.00%
Net margin 19.25% 29.34% 18.44%
Free cash flow margin 0.00% 26.32% 0.00%
Return on equity 10.10% 21.14% 10.89%
Return on assets 0.55% 1.64% 0.76%
Return on invested capital 0.00% 0.00% 0.00%

Growth

Metric MUFG NTB Banks Diversified median
Revenue growth (TTM) 44.39% (1.50%) 5.49%
EPS growth (last fiscal year) 51.98% 16.14% 18.19%
Revenue growth, 5-year CAGR 6.61% 8.27% 14.34%
Net income growth, 5-year CAGR 9.34% 9.52% 10.77%

Health

Metric MUFG NTB Banks Diversified median
Debt to equity 1.10 0.00 1.43
Current ratio 0.85 0.64 0.87
Net debt to EBITDA 0.00 0.00 0.00

Dividend

Metric MUFG NTB Banks Diversified median
Dividend yield 1.44% 3.41% 2.29%
Payout ratio 0.24 0.35 0.27

Size

Metric MUFG NTB Banks Diversified median
Market cap 246.05b 2.29b 201.23b

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