Marqeta, Inc. (MQ) vs Pagaya Technologies Ltd. (PGY)
Marqeta, Inc. and Pagaya Technologies Ltd. are both Software Infrastructure companies. Marqeta, Inc. and Pagaya Technologies Ltd. are of similar size ($1.7B and $1.6B). Pagaya Technologies Ltd. trades at the lower P/E: 11.7× against 154×. Marqeta, Inc. grew revenue faster over the last twelve months: 22.4% against 20.6%. Pagaya Technologies Ltd. has the higher net margin (9.11% vs 1.53%) and the higher return on invested capital (741.9% vs 0.00%). Across the 22 metrics below, Pagaya Technologies Ltd. leads on 18 and Marqeta, Inc. on 4.
Valuation
Profitability
| Metric | MQ | PGY | Software Infrastructure median |
|---|---|---|---|
| Gross margin | 69.99% | 43.39% | 61.23% |
| Operating margin | (1.91%) | 24.86% | 0.00% |
| Net margin | 1.53% | 9.11% | 0.00% |
| Free cash flow margin | 24.69% | 18.11% | 1.67% |
| Return on equity | 1.33% | 22.68% | 0.59% |
| Return on assets | 0.80% | 8.19% | 0.00% |
| Return on invested capital | 0.00% | 741.93% | 0.00% |
Growth
Health
Dividend
Size
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