Pricing Log in Create free account

MainStreet Bank (MNSB) vs SB Financial Group, Inc. (SBFG)

MainStreet Bank and SB Financial Group, Inc. are both Banks Regional companies. MainStreet Bank and SB Financial Group, Inc. are of similar size ($183.5M and $172.8M). SB Financial Group, Inc. trades at the lower P/E: 11.0× against 11.8×. SB Financial Group, Inc. grew revenue faster over the last twelve months: 8.95% against −6.22%. SB Financial Group, Inc. has the higher net margin (17.7% vs 11.6%) and the higher return on invested capital (26.8% vs 8.06%). Both pay a dividend; SB Financial Group, Inc. yields more (2.13% vs 1.66%). Across the 19 metrics below, SB Financial Group, Inc. leads on 12 and MainStreet Bank on 7.

Valuation

Metric MNSB SBFG Banks Regional median
P/E 11.84 11.02 11.98
P/S 1.32 1.93 2.34
P/B 0.93 1.25 1.19
Price to free cash flow 7.43 7.93 10.63
EV/EBITDA — — —
EV/Sales — — —
Earnings yield 8.45% 9.08% 8.23%
Free cash flow yield 13.46% 12.61% 9.08%

Profitability

Metric MNSB SBFG Banks Regional median
Gross margin 55.96% 72.07% 69.55%
Operating margin 0.00% 0.00% 0.00%
Net margin 11.59% 17.67% 18.66%
Free cash flow margin 17.81% 24.35% 21.11%
Return on equity 8.13% 11.95% 10.65%
Return on assets 0.70% 1.08% 1.13%
Return on invested capital 8.06% 26.76% 8.35%

Growth

Metric MNSB SBFG Banks Regional median
Revenue growth (TTM) (6.22%) 8.95% 6.98%
EPS growth (last fiscal year) 210.00% 27.33% 18.88%
Revenue growth, 5-year CAGR 14.30% 4.59% 12.38%
Net income growth, 5-year CAGR (2.25%) (1.33%) 9.71%

Health

Metric MNSB SBFG Banks Regional median
Debt to equity 0.33 0.29 0.22
Current ratio 1.06 0.95 0.94
Net debt to EBITDA 0.00 0.00 0.00

Dividend

Metric MNSB SBFG Banks Regional median
Dividend yield 1.66% 2.13% 2.57%
Payout ratio 0.20 0.24 0.30

Size

Metric MNSB SBFG Banks Regional median
Market cap 172.83m 183.46m 913.33m

Compare with another peer

Any metric, up to five companies and an Excel export Powerpack