Live Oak Bancshares, Inc. (LOB) vs QCR Holdings, Inc. (QCRH)
Live Oak Bancshares, Inc. and QCR Holdings, Inc. are both Banks Regional companies. Live Oak Bancshares, Inc. and QCR Holdings, Inc. are of similar size ($1.7B and $1.7B). QCR Holdings, Inc. trades at the lower P/E: 11.9× against 13.0×. Live Oak Bancshares, Inc. grew revenue faster over the last twelve months: 12.0% against 6.98%. QCR Holdings, Inc. has the higher net margin (22.9% vs 12.3%) and the lower return on invested capital (6.62% vs 29.7%). Both pay a dividend; QCR Holdings, Inc. yields more (0.43% vs 0.32%). Across the 20 metrics below, QCR Holdings, Inc. leads on 12 and Live Oak Bancshares, Inc. on 8.
Valuation
Profitability
| Metric | LOB | QCRH | Banks Regional median |
|---|---|---|---|
| Gross margin | 57.11% | 63.77% | 69.57% |
| Operating margin | 0.00% | 0.00% | 0.00% |
| Net margin | 12.25% | 22.86% | 18.66% |
| Free cash flow margin | 23.01% | 127.89% | 21.18% |
| Return on equity | 11.57% | 12.91% | 10.64% |
| Return on assets | 0.89% | 1.51% | 1.13% |
| Return on invested capital | 29.70% | 6.62% | 8.33% |
Growth
Health
Dividend
Size
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