Kinsale Capital Group, Inc. (KNSL) vs Markel Group Inc. (MKL)

Kinsale Capital Group, Inc. and Markel Group Inc. are both Insurance Property & Casualty companies. Markel Group Inc. is the larger, with a market value of $23.2B against $8.6B — 2.7× the size. Markel Group Inc. trades at the lower P/E: 13.1× against 16.6×. Kinsale Capital Group, Inc. grew revenue faster over the last twelve months: 8.35% against −0.64%. Kinsale Capital Group, Inc. has the higher net margin (26.9% vs 11.1%) and the higher return on invested capital (21.1% vs 8.25%). Across the 20 metrics below, Kinsale Capital Group, Inc. leads on 13 and Markel Group Inc. on 7.

Valuation

Metric KNSL MKL Insurance Property & Casualty median
P/E 16.65 13.09 11.87
P/S 4.41 1.46 1.26
P/B 4.49 1.27 1.99
Price to free cash flow 8.85 13.06 8.12
EV/EBITDA — — —
EV/Sales — — —
Earnings yield 6.01% 7.64% 8.04%
Free cash flow yield 11.30% 7.65% 11.85%

Profitability

Metric KNSL MKL Insurance Property & Casualty median
Gross margin 34.47% 50.23% 41.66%
Operating margin 34.33% 15.31% 14.71%
Net margin 26.89% 11.13% 10.84%
Free cash flow margin 49.82% 11.19% 17.46%
Return on equity 27.76% 9.81% 16.87%
Return on assets 8.56% 2.57% 3.57%
Return on invested capital 21.13% 8.25% 12.03%

Growth

Metric KNSL MKL Insurance Property & Casualty median
Revenue growth (TTM) 8.35% (0.64%) 5.92%
EPS growth (last fiscal year) 21.77% (15.10%) 39.61%
Revenue growth, 5-year CAGR 32.44% 11.25% 9.23%
Net income growth, 5-year CAGR 41.62% 21.14% 10.09%

Health

Metric KNSL MKL Insurance Property & Casualty median
Debt to equity 0.12 0.24 0.25
Current ratio 0.07 0.59 0.42
Net debt to EBITDA 0.09 (0.09) 0.08

Dividend

Metric KNSL MKL Insurance Property & Casualty median
Dividend yield 0.24% — 1.44%
Payout ratio 0.04 — 0.14

Size

Metric KNSL MKL Insurance Property & Casualty median
Market cap 8.63b 23.22b 2.61b

Compare with another peer

Any metric, up to five companies and an Excel export Powerpack