Independent Bank Corp. (IBCP) vs Southern Missouri Bancorp, Inc. (SMBC)
Independent Bank Corp. and Southern Missouri Bancorp, Inc. are both Banks Regional companies. Independent Bank Corp. and Southern Missouri Bancorp, Inc. are of similar size ($795.3M and $790.7M). Independent Bank Corp. trades at the lower P/E: 10.3× against 11.2×. Southern Missouri Bancorp, Inc. grew revenue faster over the last twelve months: 3.74% against 0.86%. Southern Missouri Bancorp, Inc. has the higher net margin (22.6% vs 22.3%) and the lower return on invested capital (8.43% vs 10.0%). Both pay a dividend; Independent Bank Corp. yields more (4.05% vs 2.06%). Across the 20 metrics below, Southern Missouri Bancorp, Inc. leads on 12 and Independent Bank Corp. on 8.
Valuation
Profitability
| Metric | IBCP | SMBC | Banks Regional median |
|---|---|---|---|
| Gross margin | 73.96% | 63.34% | 69.57% |
| Operating margin | 0.00% | 0.00% | 0.00% |
| Net margin | 22.32% | 22.58% | 18.66% |
| Free cash flow margin | 11.86% | 24.74% | 21.18% |
| Return on equity | 14.38% | 12.60% | 10.64% |
| Return on assets | 1.29% | 1.39% | 1.13% |
| Return on invested capital | 10.04% | 8.43% | 8.33% |
Growth
Health
Dividend
Size
Any metric, up to five companies and an Excel export Powerpack