HomeTrust Bancshares, Inc. (HTB) vs Independent Bank Corp. (IBCP)
HomeTrust Bancshares, Inc. and Independent Bank Corp. are both Banks Regional companies. HomeTrust Bancshares, Inc. and Independent Bank Corp. are of similar size ($790.7M and $763.4M). Independent Bank Corp. trades at the lower P/E: 10.3× against 12.0×. Independent Bank Corp. grew revenue faster over the last twelve months: 0.86% against −1.99%. HomeTrust Bancshares, Inc. has the higher net margin (22.5% vs 22.3%) and the higher return on invested capital (10.5% vs 10.0%). Both pay a dividend; Independent Bank Corp. yields more (4.05% vs 1.58%). Across the 20 metrics below, HomeTrust Bancshares, Inc. leads on 14 and Independent Bank Corp. on 6.
Valuation
Profitability
| Metric | HTB | IBCP | Banks Regional median |
|---|---|---|---|
| Gross margin | 74.97% | 73.96% | 69.57% |
| Operating margin | 0.00% | 0.00% | 0.00% |
| Net margin | 22.50% | 22.32% | 18.66% |
| Free cash flow margin | 33.46% | 11.86% | 21.18% |
| Return on equity | 11.02% | 14.38% | 10.64% |
| Return on assets | 1.44% | 1.29% | 1.13% |
| Return on invested capital | 10.48% | 10.04% | 8.33% |
Growth
Health
Dividend
Size
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