German American Bancorp, Inc. (GABC) vs Happen Inc. (HAPN)
German American Bancorp, Inc. and Happen Inc. are both Banks Regional companies. German American Bancorp, Inc. and Happen Inc. are of similar size ($1.9B and $1.8B). Happen Inc. trades at the lower P/E: 8.8× against 13.1×. German American Bancorp, Inc. grew revenue faster over the last twelve months: 21.7% against 11.6%. German American Bancorp, Inc. has the higher net margin (28.2% vs 14.0%) and the lower return on invested capital (8.62% vs 24.5%). Across the 18 metrics below, Happen Inc. leads on 10 and German American Bancorp, Inc. on 8.
Valuation
Profitability
| Metric | GABC | HAPN | Banks Regional median |
|---|---|---|---|
| Gross margin | 76.77% | 75.19% | 69.57% |
| Operating margin | 0.00% | 0.00% | 0.00% |
| Net margin | 28.24% | 14.03% | 18.66% |
| Free cash flow margin | 36.33% | (212.17%) | 21.18% |
| Return on equity | 12.46% | 13.15% | 10.64% |
| Return on assets | 1.70% | 1.68% | 1.13% |
| Return on invested capital | 8.62% | 24.47% | 8.33% |
Growth
Health
Dividend
Size
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