FirstSun Capital Bancorp (FSUN) vs The Bancorp, Inc. (TBBK)

FirstSun Capital Bancorp and The Bancorp, Inc. are both Banks Regional companies. FirstSun Capital Bancorp and The Bancorp, Inc. are of similar size ($2.0B and $1.8B). The Bancorp, Inc. trades at the lower P/E: 8.4× against 19.8×. FirstSun Capital Bancorp grew revenue faster over the last twelve months: 27.6% against −8.65%. The Bancorp, Inc. has the higher net margin (30.1% vs 6.60%) and the higher return on invested capital (23.9% vs 7.20%). Across the 18 metrics below, FirstSun Capital Bancorp leads on 9 and The Bancorp, Inc. on 9.

Valuation

Metric FSUN TBBK Banks Regional median
P/E 19.84 8.36 12.02
P/S 2.62 2.45 2.36
P/B 1.01 2.76 1.23
Price to free cash flow 1.60 8.39 10.60
EV/EBITDA — — —
EV/Sales — — —
Earnings yield 5.04% 11.96% 8.21%
Free cash flow yield 62.42% 11.92% 9.23%

Profitability

Metric FSUN TBBK Banks Regional median
Gross margin 72.28% 84.61% 69.81%
Operating margin 0.00% 0.00% 0.00%
Net margin 6.60% 30.13% 18.82%
Free cash flow margin 163.46% 0.00% 17.97%
Return on equity 3.19% 0.00% 10.28%
Return on assets 0.39% 2.66% 1.13%
Return on invested capital 7.20% 23.85% 8.45%

Growth

Metric FSUN TBBK Banks Regional median
Revenue growth (TTM) 27.56% (8.65%) 6.37%
EPS growth (last fiscal year) 29.00% 14.69% 18.85%
Revenue growth, 5-year CAGR 13.29% 24.39% 12.65%
Net income growth, 5-year CAGR 15.53% 23.30% 9.81%

Health

Metric FSUN TBBK Banks Regional median
Debt to equity 0.11 0.32 0.17
Current ratio 0.92 0.88 0.93
Net debt to EBITDA 0.00 0.00 0.00

Dividend

Metric FSUN TBBK Banks Regional median
Dividend yield — — 2.49%
Payout ratio — — 0.29

Size

Metric FSUN TBBK Banks Regional median
Market cap 1.81b 1.95b 934.85m

Compare with another peer

Any metric, up to five companies and an Excel export Powerpack