FS Bancorp, Inc. (FSBW) vs Norwood Financial Corp. (NWFL)
FS Bancorp, Inc. and Norwood Financial Corp. are both Banks Regional companies. FS Bancorp, Inc. and Norwood Financial Corp. are of similar size ($367.0M and $347.9M). FS Bancorp, Inc. trades at the lower P/E: 10.0× against 11.6×. Norwood Financial Corp. grew revenue faster over the last twelve months: 42.3% against 6.61%. Norwood Financial Corp. has the higher net margin (18.7% vs 14.6%) and the higher return on invested capital (9.03% vs 4.01%). Both pay a dividend; Norwood Financial Corp. yields more (4.37% vs 3.11%). Across the 20 metrics below, Norwood Financial Corp. leads on 11 and FS Bancorp, Inc. on 9.
Valuation
Profitability
| Metric | FSBW | NWFL | Banks Regional median |
|---|---|---|---|
| Gross margin | 69.57% | 66.77% | 69.57% |
| Operating margin | 0.00% | 0.00% | 0.00% |
| Net margin | 14.62% | 18.68% | 18.66% |
| Free cash flow margin | 43.75% | 19.41% | 21.18% |
| Return on equity | 10.64% | 11.20% | 10.64% |
| Return on assets | 1.03% | 1.09% | 1.13% |
| Return on invested capital | 4.01% | 9.03% | 8.33% |
Growth
Health
Dividend
Size
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