Five Star Bancorp (FSBC) vs Univest Corporation of Pennsylvania (UVSP)
Five Star Bancorp and Univest Corporation of Pennsylvania are both Banks Regional companies. Five Star Bancorp and Univest Corporation of Pennsylvania are of similar size ($1.2B and $1.1B). Univest Corporation of Pennsylvania trades at the lower P/E: 12.1× against 12.9×. Five Star Bancorp grew revenue faster over the last twelve months: 18.6% against 2.67%. Five Star Bancorp has the higher net margin (25.9% vs 18.9%) and the lower return on invested capital (0.00% vs 8.98%). Both pay a dividend; Univest Corporation of Pennsylvania yields more (4.38% vs 3.44%). Across the 20 metrics below, Five Star Bancorp leads on 10 and Univest Corporation of Pennsylvania on 10.
Valuation
Profitability
| Metric | FSBC | UVSP | Banks Regional median |
|---|---|---|---|
| Gross margin | 64.01% | 65.06% | 69.57% |
| Operating margin | 0.00% | 0.00% | 0.00% |
| Net margin | 25.92% | 18.86% | 18.66% |
| Free cash flow margin | 28.97% | 20.30% | 21.18% |
| Return on equity | 16.17% | 10.52% | 10.64% |
| Return on assets | 1.47% | 1.22% | 1.13% |
| Return on invested capital | 0.00% | 8.98% | 8.33% |
Growth
Health
Dividend
Size
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