FlexShopper Inc. (FPAYQ) vs Aaron's Holdings Company, Inc. (PRG)

FlexShopper Inc. and Aaron's Holdings Company, Inc. are both Rental & Leasing Services companies. Aaron's Holdings Company, Inc. is the larger, with a market value of $1.2B against $170.0K — 7294.1× the size. FlexShopper Inc. has negative trailing earnings, so its P/E is not meaningful; Aaron's Holdings Company, Inc. trades at 8.4×. FlexShopper Inc. grew revenue faster over the last twelve months: 24.5% against 7.96%. Aaron's Holdings Company, Inc. has the higher net margin (5.61% vs −2.60%) and the higher return on invested capital (8.67% vs 8.27%). Across the 17 metrics below, Aaron's Holdings Company, Inc. leads on 12 and FlexShopper Inc. on 5.

Valuation

Metric FPAYQ PRG Rental & Leasing Services median
P/E n/m 8.42 18.17
P/S n/m 0.48 0.92
P/B n/m 1.55 2.15
Price to free cash flow n/m 3.90 7.80
EV/EBITDA 1.58 1.15 7.72
EV/Sales 1.05 0.78 2.47
Earnings yield 0.00% 11.87% 1.00%
Free cash flow yield 0.00% 25.62% 1.43%

Profitability

Metric FPAYQ PRG Rental & Leasing Services median
Gross margin 98.07% 94.71% 49.40%
Operating margin 16.79% 8.49% 8.49%
Net margin (2.60%) 5.61% 1.01%
Free cash flow margin (30.97%) 12.20% 1.87%
Return on equity (54.73%) 19.90% 12.13%
Return on assets (2.11%) 8.37% 0.24%
Return on invested capital 8.27% 8.67% 2.80%

Growth

Metric FPAYQ PRG Rental & Leasing Services median
Revenue growth (TTM) 24.46% 7.96% 3.21%
EPS growth (last fiscal year) (215.91%) (20.75%) (8.44%)
Revenue growth, 5-year CAGR 13.73% (0.61%) 12.97%
Net income growth, 5-year CAGR 0.00% 0.00% 0.00%

Health

Metric FPAYQ PRG Rental & Leasing Services median
Debt to equity 4.97 1.10 1.48
Current ratio 7.98 4.03 1.36
Net debt to EBITDA 1.39 0.16 4.32

Dividend

Metric FPAYQ PRG Rental & Leasing Services median
Dividend yield — 1.77% 1.56%
Payout ratio — 0.15 0.22

Size

Metric FPAYQ PRG Rental & Leasing Services median
Market cap 170.00k 1.24b 2.43b

Compare with another peer

Any metric, up to five companies and an Excel export Powerpack