FlexShopper Inc. (FPAYQ) vs Hertz Global Holdings, Inc. (HTZ)

FlexShopper Inc. and Hertz Global Holdings, Inc. are both Rental & Leasing Services companies. Hertz Global Holdings, Inc. is the larger, with a market value of $630.9M against $170.0K — 3711.3× the size. FlexShopper Inc. grew revenue faster over the last twelve months: 24.5% against 3.39%. FlexShopper Inc. has the higher net margin (−2.60% vs −3.13%) and the higher return on invested capital (8.27% vs 0.43%). Across the 17 metrics below, FlexShopper Inc. leads on 12 and Hertz Global Holdings, Inc. on 5.

Valuation

Metric FPAYQ HTZ Rental & Leasing Services median
P/E n/m n/m 19.17
P/S n/m 0.06 0.99
P/B n/m n/m 2.23
Price to free cash flow n/m n/m 8.31
EV/EBITDA 1.58 14.20 7.84
EV/Sales 1.05 4.13 2.53
Earnings yield 0.00% (50.57%) 0.95%
Free cash flow yield 0.00% (191.78%) 1.43%

Profitability

Metric FPAYQ HTZ Rental & Leasing Services median
Gross margin 98.07% 36.91% 49.40%
Operating margin 16.79% 2.76% 8.49%
Net margin (2.60%) (3.13%) 1.01%
Free cash flow margin (30.97%) (12.01%) 1.87%
Return on equity (54.73%) 49.29% 12.13%
Return on assets (2.11%) (1.19%) 0.24%
Return on invested capital 8.27% 0.43% 2.80%

Growth

Metric FPAYQ HTZ Rental & Leasing Services median
Revenue growth (TTM) 24.46% 3.39% 3.21%
EPS growth (last fiscal year) (215.91%) 73.98% —
Revenue growth, 5-year CAGR 13.73% 10.09% 12.97%
Net income growth, 5-year CAGR 0.00% 0.00% 0.00%

Health

Metric FPAYQ HTZ Rental & Leasing Services median
Debt to equity 4.97 (59.70) 1.48
Current ratio 7.98 1.53 1.36
Net debt to EBITDA 1.39 6.72 4.32

Dividend

Metric FPAYQ HTZ Rental & Leasing Services median
Dividend yield 2.91% — 1.59%
Payout ratio 0.00 0.00 0.00

Size

Metric FPAYQ HTZ Rental & Leasing Services median
Market cap 170.00k 630.92m 2.42b

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