Finance of America Companies Inc. (FOA) vs Sui Group Holdings Limited (SUIG)

Finance of America Companies Inc. and Sui Group Holdings Limited are both Credit Services companies. Finance of America Companies Inc. is the larger, with a market value of $222.1M against $71.0M — 3.1× the size. Sui Group Holdings Limited grew revenue faster over the last twelve months: −5.33% against −42.3%. Finance of America Companies Inc. has the higher net margin (−0.10% vs −11,373.6%) and the higher return on invested capital (−0.12% vs −270.6%). Across the 17 metrics below, Finance of America Companies Inc. leads on 11 and Sui Group Holdings Limited on 6.

Valuation

Metric FOA SUIG Credit Services median
P/E n/m n/m 8.96
P/S 0.34 23.78 1.00
P/B 0.28 0.89 1.23
Price to free cash flow n/m n/m 2.55
EV/EBITDA — — —
EV/Sales — — —
Earnings yield (2.77%) (856.29%) 7.17%
Free cash flow yield (416.57%) (286.96%) 11.75%

Profitability

Metric FOA SUIG Credit Services median
Gross margin 100.00% 100.00% 76.61%
Operating margin (20.35%) (11,034.20%) 0.34%
Net margin (0.10%) (11,373.56%) 8.35%
Free cash flow margin (164.79%) (6,824.26%) 8.73%
Return on equity (0.08%) (683.94%) 9.05%
Return on assets 0.00% (601.31%) 1.94%
Return on invested capital (0.12%) (270.62%) 4.56%

Growth

Metric FOA SUIG Credit Services median
Revenue growth (TTM) (42.27%) (5.33%) 4.49%
EPS growth (last fiscal year) 216.95% (3,761.11%) 21.94%
Revenue growth, 5-year CAGR (22.68%) 24.61% 9.22%
Net income growth, 5-year CAGR (38.60%) 0.00% 0.00%

Health

Metric FOA SUIG Credit Services median
Debt to equity 89.53 0.00 0.69
Current ratio 3.02 0.62 1.26
Net debt to EBITDA 177.25 0.10 0.11

Dividend

Metric FOA SUIG Credit Services median
Dividend yield — — 1.64%
Payout ratio — — 0.21

Size

Metric FOA SUIG Credit Services median
Market cap 222.05m 70.99m 759.73m

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