Finance of America Companies Inc. (FOA) vs Oportun Financial Corporation (OPRT)
- Finance of America Companies Inc. FOA 11.02 +0.27%
- Oportun Financial Corporation OPRT 9.08 −1.41%
Finance of America Companies Inc. and Oportun Financial Corporation are both Credit Services companies. Oportun Financial Corporation is the larger, with a market value of $423.5M against $279.1M — 1.5× the size. Finance of America Companies Inc. has negative trailing earnings, so its P/E is not meaningful; Oportun Financial Corporation trades at 22.7×. Oportun Financial Corporation grew revenue faster over the last twelve months: −2.34% against −42.3%. Oportun Financial Corporation has the higher net margin (2.05% vs −0.10%) and the higher return on invested capital (0.92% vs −0.12%). Across the 18 metrics below, Oportun Financial Corporation leads on 13 and Finance of America Companies Inc. on 5.
Valuation
Profitability
| Metric | FOA | OPRT | Credit Services median |
|---|---|---|---|
| Gross margin | 100.00% | 78.44% | 77.13% |
| Operating margin | (20.35%) | 0.00% | 0.34% |
| Net margin | (0.10%) | 2.05% | 9.25% |
| Free cash flow margin | (164.79%) | 41.74% | 12.91% |
| Return on equity | (0.08%) | 4.98% | 8.49% |
| Return on assets | 0.00% | 0.62% | 2.16% |
| Return on invested capital | (0.12%) | 0.92% | 4.09% |
Growth
Health
Dividend
Size
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