First Bancorp, Inc (ME) (FNLC) vs Norwood Financial Corp. (NWFL)
First Bancorp, Inc (ME) and Norwood Financial Corp. are both Banks Regional companies. First Bancorp, Inc (ME) and Norwood Financial Corp. are of similar size ($385.9M and $367.0M). First Bancorp, Inc (ME) trades at the lower P/E: 10.1× against 11.6×. Norwood Financial Corp. grew revenue faster over the last twelve months: 42.3% against 3.78%. First Bancorp, Inc (ME) has the higher net margin (21.1% vs 18.7%) and the higher return on invested capital (9.70% vs 9.03%). Both pay a dividend; First Bancorp, Inc (ME) yields more (5.84% vs 4.37%). Across the 20 metrics below, First Bancorp, Inc (ME) leads on 13 and Norwood Financial Corp. on 7.
Valuation
Profitability
| Metric | FNLC | NWFL | Banks Regional median |
|---|---|---|---|
| Gross margin | 56.60% | 66.77% | 69.57% |
| Operating margin | 0.00% | 0.00% | 0.00% |
| Net margin | 21.12% | 18.68% | 18.66% |
| Free cash flow margin | 19.89% | 19.41% | 21.18% |
| Return on equity | 13.54% | 11.20% | 10.64% |
| Return on assets | 1.18% | 1.09% | 1.13% |
| Return on invested capital | 9.70% | 9.03% | 8.33% |
Growth
Health
Dividend
Size
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