Financial Institutions, Inc. (FISI) vs Orrstown Financial Services Inc (ORRF)
- Financial Institutions, Inc. FISI 39.31 +0.10%
- Orrstown Financial Services Inc ORRF 41.66 +0.41%
Financial Institutions, Inc. and Orrstown Financial Services Inc are both Banks Regional companies. Financial Institutions, Inc. and Orrstown Financial Services Inc are of similar size ($816.1M and $773.9M). Orrstown Financial Services Inc trades at the lower P/E: 9.3× against 9.6×. Financial Institutions, Inc. grew revenue faster over the last twelve months: 46.3% against −0.52%. Orrstown Financial Services Inc has the higher net margin (24.0% vs 21.4%) and the higher return on invested capital (14.7% vs 10.0%). Both pay a dividend; Financial Institutions, Inc. yields more (3.23% vs 2.81%). Across the 19 metrics below, Orrstown Financial Services Inc leads on 13 and Financial Institutions, Inc. on 6.
Valuation
Profitability
| Metric | FISI | ORRF | Banks Regional median |
|---|---|---|---|
| Gross margin | 67.21% | 71.33% | 69.55% |
| Operating margin | 0.00% | 0.00% | 0.00% |
| Net margin | 21.40% | 24.00% | 18.66% |
| Free cash flow margin | 14.85% | 23.83% | 21.11% |
| Return on equity | 13.41% | 14.75% | 10.65% |
| Return on assets | 1.30% | 1.57% | 1.13% |
| Return on invested capital | 10.00% | 14.67% | 8.35% |
Growth
Health
Dividend
Size
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