Fair Isaac Corporation (FICO) vs Grab Holdings Limited (GRAB)

Fair Isaac Corporation and Grab Holdings Limited are both Software Application companies. Fair Isaac Corporation and Grab Holdings Limited are of similar size ($15.3B and $14.2B). Fair Isaac Corporation trades at the lower P/E: 20.4× against 25.9×. Fair Isaac Corporation grew revenue faster over the last twelve months: 24.1% against 22.9%. Fair Isaac Corporation has the higher net margin (34.1% vs 14.8%) and the higher return on invested capital (62.5% vs 3.43%). Across the 20 metrics below, Fair Isaac Corporation leads on 13 and Grab Holdings Limited on 7.

Valuation

Metric FICO GRAB Software Application median
P/E 20.42 25.89 25.90
P/S 6.73 3.58 3.04
P/B n/m 1.96 2.60
Price to free cash flow 16.77 n/m 17.17
EV/EBITDA 17.13 24.92 15.48
EV/Sales 8.96 2.67 2.89
Earnings yield 4.90% 3.86% 0.00%
Free cash flow yield 5.96% (0.01%) 1.98%

Profitability

Metric FICO GRAB Software Application median
Gross margin 85.10% 44.39% 66.89%
Operating margin 51.65% 5.06% 0.00%
Net margin 34.05% 14.79% 0.00%
Free cash flow margin 40.14% (0.05%) 5.77%
Return on equity (29.67%) 8.53% 0.00%
Return on assets 41.80% 4.59% 0.00%
Return on invested capital 62.47% 3.43% 0.00%

Growth

Metric FICO GRAB Software Application median
Revenue growth (TTM) 24.09% 22.92% 12.27%
EPS growth (last fiscal year) 29.78% 300.00% 32.11%
Revenue growth, 5-year CAGR 8.99% 48.35% 14.34%
Net income growth, 5-year CAGR 22.49% 0.00% 0.00%

Health

Metric FICO GRAB Software Application median
Debt to equity (1.36) 0.29 0.02
Current ratio 1.18 1.38 1.53
Net debt to EBITDA 3.11 (19.63) 0.09

Dividend

Metric FICO GRAB Software Application median
Dividend yield — — 1.10%
Payout ratio — — 0.28

Size

Metric FICO GRAB Software Application median
Market cap 15.28b 14.16b 487.58m

Compare with another peer

Any metric, up to five companies and an Excel export Powerpack