Fidelity D&D Bancorp Inc. (FDBC) vs Fvcbankcorp, Inc. (FVCB)

Fidelity D&D Bancorp Inc. and Fvcbankcorp, Inc. are both Banks Regional companies. Fidelity D&D Bancorp Inc. and Fvcbankcorp, Inc. are of similar size ($320.8M and $317.8M). Fidelity D&D Bancorp Inc. trades at the lower P/E: 10.6× against 12.5×. Fidelity D&D Bancorp Inc. grew revenue faster over the last twelve months: 8.42% against 5.74%. Fidelity D&D Bancorp Inc. has the higher net margin (21.1% vs 20.5%) and the lower return on invested capital (44.1% vs 52.0%). Across the 19 metrics below, Fidelity D&D Bancorp Inc. leads on 10 and Fvcbankcorp, Inc. on 9.

Valuation

Metric FDBC FVCB Banks Regional median
P/E 10.56 12.49 12.15
P/S 2.26 2.56 2.37
P/B 1.29 1.22 1.21
Price to free cash flow 11.68 10.23 10.80
EV/EBITDA n/m n/m —
EV/Sales 0.86 0.77 2.27
Earnings yield 9.47% 8.01% 8.11%
Free cash flow yield 8.56% 9.78% 8.98%

Profitability

Metric FDBC FVCB Banks Regional median
Gross margin 68.19% 58.99% 69.57%
Operating margin 0.00% 0.00% 0.00%
Net margin 21.12% 20.45% 18.66%
Free cash flow margin 19.34% 25.07% 21.18%
Return on equity 13.00% 10.14% 10.64%
Return on assets 1.08% 1.12% 1.13%
Return on invested capital 44.07% 52.00% 8.33%

Growth

Metric FDBC FVCB Banks Regional median
Revenue growth (TTM) 8.42% 5.74% 6.61%
EPS growth (last fiscal year) 35.00% 47.56% —
Revenue growth, 5-year CAGR 16.95% 11.76% 12.30%
Net income growth, 5-year CAGR 16.69% 7.31% 9.71%

Health

Metric FDBC FVCB Banks Regional median
Debt to equity 0.02 0.09 0.22
Current ratio 0.85 1.03 0.94
Net debt to EBITDA 0.00 0.00 0.00

Dividend

Metric FDBC FVCB Banks Regional median
Dividend yield 3.15% — 3.75%
Payout ratio 0.29 0.00 0.27

Size

Metric FDBC FVCB Banks Regional median
Market cap 317.78m 320.83m 921.07m

Compare with another peer

Any metric, up to five companies and an Excel export Powerpack