FIRST CAROL FIN (FCBM) vs Fidelity D&D Bancorp Inc. (FDBC)

FIRST CAROL FIN and Fidelity D&D Bancorp Inc. are both Banks Regional companies. FIRST CAROL FIN and Fidelity D&D Bancorp Inc. are of similar size ($400.2M and $382.3M). Across the 5 metrics below, Fidelity D&D Bancorp Inc. leads on 3 and FIRST CAROL FIN on 2.

Valuation

Metric FCBM FDBC Banks Regional median
P/E — 12.83 12.46
P/S n/m 2.75 2.41
P/B 0.75 1.57 1.26
Price to free cash flow n/m 14.20 11.00
EV/EBITDA n/m — —
EV/Sales n/m — —
Earnings yield — 7.79% 7.96%
Free cash flow yield 0.00% 7.04% 8.80%

Profitability

Metric FCBM FDBC Banks Regional median
Gross margin — 68.19% 69.75%
Operating margin — 0.00% 0.00%
Net margin — 21.12% 18.88%
Free cash flow margin — 19.34% 17.28%
Return on equity — 13.00% 10.43%
Return on assets — 1.08% 1.14%
Return on invested capital 0.00% 44.07% 8.47%

Growth

Metric FCBM FDBC Banks Regional median
Revenue growth (TTM) — 8.42% 6.94%
EPS growth (last fiscal year) — 35.00% 18.88%
Revenue growth, 5-year CAGR — 16.95% 12.56%
Net income growth, 5-year CAGR — 16.69% 9.78%

Health

Metric FCBM FDBC Banks Regional median
Debt to equity 0.15 0.02 0.20
Current ratio 0.98 0.85 0.94
Net debt to EBITDA — 0.00 0.00

Dividend

Metric FCBM FDBC Banks Regional median
Dividend yield — 3.22% 2.64%
Payout ratio — 0.42 0.32

Size

Metric FCBM FDBC Banks Regional median
Market cap 400.17m 382.32m 910.32m

Compare with another peer

Any metric, up to five companies and an Excel export Powerpack