First Community Bancshares, Inc. (FCBC) vs SmartFinancial, Inc. (SMBK)
First Community Bancshares, Inc. and SmartFinancial, Inc. are both Banks Regional companies. First Community Bancshares, Inc. and SmartFinancial, Inc. are of similar size ($896.9M and $860.1M). SmartFinancial, Inc. trades at the lower P/E: 14.7× against 15.0×. SmartFinancial, Inc. grew revenue faster over the last twelve months: 11.1% against 10.9%. First Community Bancshares, Inc. has the higher net margin (28.8% vs 17.1%) and the lower return on invested capital (0.00% vs 15.2%). Both pay a dividend; First Community Bancshares, Inc. yields more (3.52% vs 1.56%). Across the 20 metrics below, SmartFinancial, Inc. leads on 11 and First Community Bancshares, Inc. on 9.
Valuation
Profitability
| Metric | FCBC | SMBK | Banks Regional median |
|---|---|---|---|
| Gross margin | 91.46% | 63.90% | 69.57% |
| Operating margin | 0.00% | 0.00% | 0.00% |
| Net margin | 28.84% | 17.12% | 18.66% |
| Free cash flow margin | 21.46% | 20.12% | 21.18% |
| Return on equity | 11.38% | 10.47% | 10.64% |
| Return on assets | 1.75% | 0.99% | 1.13% |
| Return on invested capital | 0.00% | 15.22% | 8.33% |
Growth
Health
Dividend
Size
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