First BanCorp. (FBP) vs Texas Capital Bancshares, Inc. (TCBI)
First BanCorp. and Texas Capital Bancshares, Inc. are both Banks Regional companies. First BanCorp. and Texas Capital Bancshares, Inc. are of similar size ($4.1B and $4.1B). First BanCorp. trades at the lower P/E: 11.3× against 12.3×. Texas Capital Bancshares, Inc. grew revenue faster over the last twelve months: 13.5% against 2.66%. First BanCorp. has the higher net margin (29.2% vs 17.1%) and the lower return on invested capital (17.3% vs 66.5%). Across the 19 metrics below, Texas Capital Bancshares, Inc. leads on 11 and First BanCorp. on 8.
Valuation
Profitability
| Metric | FBP | TCBI | Banks Regional median |
|---|---|---|---|
| Gross margin | 80.79% | 65.16% | 69.57% |
| Operating margin | 0.00% | 0.00% | 0.00% |
| Net margin | 29.24% | 17.05% | 18.66% |
| Free cash flow margin | 34.68% | 23.16% | 21.18% |
| Return on equity | 19.49% | 10.59% | 10.64% |
| Return on assets | 1.95% | 1.05% | 1.13% |
| Return on invested capital | 17.33% | 66.51% | 8.33% |
Growth
Health
Dividend
Size
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